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Rui Alberto Maia, Your trusted Mortgage Broker

Alternative Mortgages for Bad Credit:Unlocking Financial Opportunities in Quebec.

Traditional lenders often have strict criteria, leaving individuals with unique financial situations feeling excluded. However, I, Rui Alberto Maia, am a dedicated mortgage broker in Quebec, I believe in providing alternative mortgage solutions to empower you and unlock opportunities to achieve your financial goals.

Beyond just traditional mortgages, I can help with:

  • Alternative mortgage options: Tailored solutions for individuals with bad credit, including:
    • Private mortgages: Secured by your assets, offering flexibility for those with less traditional income verification.
    • B-Lender mortgages: From non-bank lenders with less stringent qualifying criteria compared to traditional options.
    • Other alternative solutions (mention specific programs relevant to Quebec if applicable).
  • Debt consolidation: Streamline your debt and simplify repayments with flexible options.

I specialize in assisting individuals facing challenges in Quebec, such as:

  • Low credit scores
  • High debt burdens
  • Inconsistent income due to self-employment
  • Unique financial needs and goals

I offer a personalized approach to guide you through the process, including:

  • Free consultations: We’ll work together to understand your specific situation and tailor a solution to fit your needs.
  • Expert guidance and support: I provide clear communication throughout the process, ensuring you feel informed and empowered.
  • Streamlined approach: I simplify the process, making it efficient and stress-free for you.

Don’t limit your possibilities in Quebec. Explore the potential of alternative mortgage solutions. Contact me today for a free consultation and let’s work together to find the right path forward for your financial well-being.

My services and products offered for individuals with bad credit.

Alternative Mortgage Loan

Mortgage financing with an Alternative Bank. Rates starting at 6.00%.

Ideal for the self-employed, people with a weak credit record, bankruptcy or consumer proposal.

Financing up to 80% of the property value.

Mortgage loan with private lender

Financing with a professional private lender. Rates starting at 9%.

Ideal for self-employed workers without proof of income, weak credit history, bankruptcy or consumer proposal.

Financing up to 75% of the property value.

Reverse Mortgage

Financing intended for people over 55 years of age. Rates starting at 6.99%.

Perfectly suited for people over 55. Regardless of your income, your credit history, you could get up to 55 percent. 100% of property value.

You will always be the owner of your property.

Credit file correction

Service offered exclusively to customers seeking financing.

You have errors in your credit report, you have made a consumer proposal and the information entered is incorrect.

I would be able to assist you with corrections to your credit report with supporting evidence.

Rui Alberto Maia, Courtier Hypothécaire affilié aux Centres Hypothécaires Dominion

Rui Alberto Maia,
Mortgage Broker

I am a mortgage broker, affiliated with Dominion Lending Centers. As well, I am accredited by the Autorité des Marchés Financiers (AMF : Autorité des Marchés Financiers ).

Also, I have over 25 years of experience in the field of Financial services, particularly in mortgage and commercial financing.(LinkedIn Profile). I have access to more than 20 professional mortgage lenders and other professionals.

You will therefore receive an exceptional service, with recommendations adapted to your situation. I always carry out my work with integrity. That’s why you’ll get your mortgage at the best rates and conditions.

Testimonials from my clients

Why wait !!!
Contact me for a free consultation!