Rui Alberto Maia
Your Trusted Mortgage Broker
I am a mortgage broker affiliated with Orbis Mortgage Group and accredited by l’Autorité des marchés financiers (AMF).
I have over 25 years of experience in the financial services industry, particularly in mortgage and commercial financing.
My goal is to provide you with exceptional service and recommendations tailored to your situation, with integrity.
With my network of over 20 mortgage lenders and professionals, I will help you get the best rate and terms for your mortgage.
Client testimonials
EXCELLENT
Based on 15 reviews
FABIAN OP
2024-05-15
100% Recommended!!! Excellent service, Mr Maia can manage your mortgage process very professional. He has the knowledge to make every step simple, well documented and with several options to get the better rates with the financial institutions. Non stress and always have the answer and solutions. He was super helpful with our second mortgage process and will be our broker for the future. Would 💯% recommend to my friends!
Anne-Marie Lia
2024-03-10
I am happy to say that we were so well served by Mr. Maia. He guided us through the whole process with patience and kindness. His knowledge is outstanding! We will definitely recommend him highly! Thank you Alberto for your dedication !
Joe Spiezia
2024-03-04
Great knowledge very understanding and very helpful to your needs
Will advise and share is contact with as many people as I can
Angie Kamal
2023-12-11
Very knowledgeable and made our transaction smooth from start to finish. He was able to properly access our file, and knew how to move our file forward. We found him after previous failed attempts to purchase a home, and he was able to successfully help us obtain our first home!
barbie bdbawss
2023-09-28
Excellent service ! Conscientious thorough he makes sure to dot all i's and cross all t's when I was purchasing my first home. He is available and courteous. I would recommend his services to friends and family
Alexander Jimenez
2022-07-28
Excellent service, très disponible et dévoué. Je recommande fortement !
Herber Jimenez
2022-07-28
Alberto did an excellent service would recommend 5/5
Medyn Germain
2022-04-01
Super service !
Rapidité , efficacité , à l’écoute des besoins de son client .
Je suis extrêmement satisfaite!
Un énorme merci ☺️
vlog polu
2020-12-30
Merci pour ton bon travail et ta disponibilité
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
The Mortgage Finances Offered
Traditional Financing
- Mortgage Pre-Qualification or Pre-Approval: Determine your borrowing capacity and get a better idea of your budget.
- Insured mortgage loan: Access property ownership with a minimum down payment of 5%.
- Conventional mortgage loan: Offered to borrowers with a down payment of 20% or more.
- Mortgage Renewal: Negotiate the best rate for your mortgage loan at the end of its term.
- Mortgage Refinancing: Benefit from a lower interest rate or consolidate your debts.
- Home equity line of credit: Access a line of credit using the equity in your property.
- Vacation/Secondary Home Mortgage: Finance the purchase of a secondary property.
Specialized Financing
- Purchase Plus Improvements Mortgage: Finance the purchase and renovation of a property with a single loan.
- Non-Traditional Down Payment Mortgage: Access homeownership without having to provide a traditional down payment.
- Equity Mortgage: Access a larger portion of the equity in your property.
- Newcomer Mortgage: Mortgage solutions for recent immigrants to Canada.
- Self-Employed Mortgage: Financing options for self-employed individuals.
- Small Rental Property Mortgage (4 Units or Less): Finance the purchase of a rental property with four units or fewer.
- Rental Property Mortgage: Finance the purchase of a rental building.
- Semi-Commercial and Commercial Mortgage Financing: Finance the purchase of a semi-commercial or commercial building.
Alternative Financing
- CHIP Reverse Mortgage: Access capital using the equity in your property in retirement.
- Debt Consolidation Mortgage and/or Legal Mortgage: Consolidate your debts and/or obtain a lower interest rate.
- Mortgage for Individuals with One or More Bankruptcies: Obtain mortgage financing even if you have declared bankruptcy.
- Mortgage for Individuals with Consumer Proposals: Obtain mortgage financing even if you have a consumer proposal to repay.
- Self-Employed Mortgage (Bank Statement Income): Obtain mortgage financing based on bank statement income.
- First-Rank Private Lender Mortgage: Obtain mortgage financing without income proof, regardless of your credit score, from a first-rank private lender.
- Second-Rank Private Lender Mortgage: Obtain mortgage financing without income proof, regardless of your credit score, from a second-rank private lender.
My Partners
Previous
Next
Subscribe to my Focus Financier newsletter!
Get the latest news on mortgage financing, the economy, mortgage rates and promotions!