Mortgage loan: Solutions tailored to all situations.
Get quick approval and the best mortgage rate.
Mortgage approval
Your financial situation is unique, and I have the mortgage solution that suits you.
Whether it’s your first home purchase, a second purchase, a purchase for newcomers, a debt consolidation project, or if you have bad credit or are self-employed, I can help you get the mortgage approval you need.
With over 25 years of experience and knowledge, I am by your side to guide you through every step of the process.
Get the best mortgage rate for your situation.
As a Mortgage Broker with over 25 years of experience in the field, you will get the best rate and terms for your mortgage, whether it’s for a first purchase, mortgage refinancing, renewal, or rental investment.
I have access to over 20 mortgage lenders, allowing me to offer you a variety of options and find the solution that best suits your financial needs.
Rui Alberto Maia
I am a mortgage broker affiliated with Orbis Mortgage Group and accredited by the Autorité des marchés financiers (AMF).
I have over 25 years of experience in the financial services industry, particularly in mortgage and commercial financing.
My goal is to provide you with exceptional service and recommendations tailored to your situation, with integrity.
With my network of over 20 mortgage lenders and professionals, I will help you get the best rate and terms for your mortgage.
Rui Alberto Maia
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I am happy to say that we were so well served by Mr. Maia. He guided us through the whole process with patience and kindness. His knowledge is outstanding! We will definitely recommend him highly! Thank you Alberto for your dedication !
The Mortgage Finances Offered
Traditional Financing
- Mortgage Pre-Qualification or Pre-Approval: Determine your borrowing capacity and get a better idea of your budget.
- Insured mortgage loan: Access property ownership with a minimum down payment of 5%.
- Conventional mortgage loan: Offered to borrowers with a down payment of 20% or more.
- Mortgage Renewal: Negotiate the best rate for your mortgage loan at the end of its term.
- Mortgage Refinancing: Benefit from a lower interest rate or consolidate your debts.
- Home equity line of credit: Access a line of credit using the equity in your property.
- Vacation/Secondary Home Mortgage: Finance the purchase of a secondary property.
Specialized Financing
- Purchase Plus Improvements Mortgage: Finance the purchase and renovation of a property with a single loan.
- Non-Traditional Down Payment Mortgage: Access homeownership without having to provide a traditional down payment.
- Equity Mortgage: Access a larger portion of the equity in your property.
- Newcomer Mortgage: Mortgage solutions for recent immigrants to Canada.
- Self-Employed Mortgage: Financing options for self-employed individuals.
- Small Rental Property Mortgage (4 Units or Less): Finance the purchase of a rental property with four units or fewer.
- Rental Property Mortgage: Finance the purchase of a rental building.
- Semi-Commercial and Commercial Mortgage Financing: Finance the purchase of a semi-commercial or commercial building.
- CHIP Reverse Mortgage: Access capital using the equity in your property in retirement.
- Debt Consolidation Mortgage and/or Legal Mortgage: Consolidate your debts and/or obtain a lower interest rate.
- Mortgage for Individuals with One or More Bankruptcies: Obtain mortgage financing even if you have declared bankruptcy.
- Mortgage for Individuals with Consumer Proposals: Obtain mortgage financing even if you have a consumer proposal to repay.
- Self-Employed Mortgage (Bank Statement Income): Obtain mortgage financing based on bank statement income.
- First-Rank Private Lender Mortgage: Obtain mortgage financing without income proof, regardless of your credit score, from a first-rank private lender.
- Second-Rank Private Lender Mortgage: Obtain mortgage financing without income proof, regardless of your credit score, from a second-rank private lender.
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