Mortgage Financing

A solution for every situation.

Whether you’re buying, renewing or need cash, I compare banks, alternative and private lenders to find the best option for you.

  • Several lenders compared
  • 30 years of experience
  • Service in English, French and Portuguese
Miniature house model with a key placed beside it, representing mortgage financing. Rui Alberto Maia logo visible at the top

Find your solution

Buying a home

Free pre-approval and down payment from 5%.

Renewal

Don’t sign your bank’s offer without comparing.

Refinancing

Consolidate your debts with your home’s equity.

Reverse mortgage

For 55 and over, with no monthly payments.

Self-employed

Bank statements accepted, even with less than 2 years in business.

Alternative mortgage

Declined by the bank? Up to 80% of the value.

Private mortgage

An answer within 24 to 48 hours.

Calculators

Estimate your payments and how much you can borrow.

The lenders I compare

  • The big banks
  • Online lenders, often with better rates
  • Alternative lenders, for files outside the box
  • Private lenders, for urgent situations

You deal with one person, and I do the shopping.

Why use a broker?

  • My analysis is free, with no obligation
  • One application for several lenders
  • I stay with you until signing, and after

What my clients say

Posted on Google Google
FABIAN OP profile picture
FABIAN OP
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
100% Recommended!!! Excellent service, Mr Maia can manage your mortgage process very professional. He has the knowledge to make every step simple, well documented and with several options to get the better rates with the financial institutions. Non stress and always have the answer and solutions. He was super helpful with our second mortgage process and will be our broker for the future. Would 💯% recommend to my friends!
Posted on Google Google
Anne-Marie Lia profile picture
Anne-Marie Lia
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I am happy to say that we were so well served by Mr. Maia. He guided us through the whole process with patience and kindness. His knowledge is outstanding! We will definitely recommend him highly! Thank you Alberto for your dedication !
Posted on Google Google
Joe Spiezia profile picture
Joe Spiezia
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great knowledge very understanding and very helpful to your needs Will advise and share is contact with as many people as I can
Posted on Google Google
Angie Kamal profile picture
Angie Kamal
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very knowledgeable and made our transaction smooth from start to finish. He was able to properly access our file, and knew how to move our file forward. We found him after previous failed attempts to purchase a home, and he was able to successfully help us obtain our first home!
Posted on Google Google
barbie bdbawss profile picture
barbie bdbawss
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent service ! Conscientious thorough he makes sure to dot all i's and cross all t's when I was purchasing my first home. He is available and courteous. I would recommend his services to friends and family
Posted on Google Google
Alexander Jimenez profile picture
Alexander Jimenez
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent service, très disponible et dévoué. Je recommande fortement !
Posted on Google Google
Herber Jimenez profile picture
Herber Jimenez
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Alberto did an excellent service would recommend 5/5
Posted on Google Google
Medyn Germain profile picture
Medyn Germain
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Super service ! Rapidité , efficacité , à l’écoute des besoins de son client . Je suis extrêmement satisfaite! Un énorme merci ☺️
Posted on Google Google
vlog polu profile picture
vlog polu
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Merci pour ton bon travail et ta disponibilité
Verified by Trustindex
Trustindex verified that these reviews were published on Rui Alberto Maia, Courtier Hypothécaire's Google Business Profile. Learn more

Frequently asked questions

Is it free?

Yes. My analysis is free, with no obligation.

Does it affect my credit?

I do a single credit check to compare several lenders, instead of one application at each bank.

What’s the difference between a bank and a broker?

A bank only offers its own products. I compare several lenders to find the best option for you.

How long does it take?

A pre-approval often takes 24 to 48 hours. Full financing usually takes a few weeks.

What if my bank turned me down?

It’s not the end. Alternative and private lenders look at your file differently.

Personalized financial advice

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