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Rui Alberto Maia, Your trusted Mortgage Broker

Mortgage loan for bad credit
Solutions for all situations.

Traditional lenders often have strict criteria, which excludes individuals with unique financial situations. However, as a dedicated mortgage broker, I believe it’s important to offer alternative mortgage solutions to empower you to achieve your financial goals.


Beyond traditional mortgage loans, I can assist you with:

  • Alternative mortgage loan options: Customized solutions for individuals with bad credit, including:
    • Private mortgage loans: Secured by your assets, offering flexibility for those with less traditional income verification.
    • B Lender mortgage loans: Offered by non-bank lenders with less strict qualification criteria than traditional options.
    • Other alternative solutions.
  • Debt consolidation: Streamline your debts and simplify repayments through flexible options.


I specialize in helping individuals facing challenges such as:

  • Low credit scores
  • High debts
  • Irregular income due to self-employment
  • Unique financial needs and goals


I offer a personalized approach to guide you through the process, including:

  • Free consultations: We will work together to understand your specific situation and develop a solution tailored to your needs.
  • Expert advice and support: I provide clear communication throughout the process, ensuring you feel informed and empowered.
  • Simplified approach: I streamline the process to make it efficient and stress-free for you.


Don’t limit your possibilities. Explore the potential of alternative mortgage solutions. Contact me today for a free consultation, and let’s work together to find the right path to your financial well-being.

Rui Alberto Maia, Courtier Hypothécaire - Logo

My services and products offered for individuals with bad credit.

Alternative Mortgage Loan

Mortgage financing with an Alternative Bank. Rates starting at 6.00%.

Ideal for the self-employed, people with a weak credit record, bankruptcy or consumer proposal.

Financing up to 80% of the property value.

Mortgage loan with private lender

Financing with a professional private lender. Rates starting at 9%.

Ideal for self-employed workers without proof of income, weak credit history, bankruptcy or consumer proposal.

Financing up to 75% of the property value.

Reverse Mortgage

Financing intended for people over 55 years of age. Rates starting at 6.99%.

Perfectly suited for people over 55. Regardless of your income, your credit history, you could get up to 55 percent. 100% of property value.

You will always be the owner of your property.

Credit file correction

Service offered exclusively to customers seeking financing.

You have errors in your credit report, you have made a consumer proposal and the information entered is incorrect.

I would be able to assist you with corrections to your credit report with supporting evidence.

Explore your mortgage options

Ready to move to the next step? Contact me for a personalized consultation now.

Speak to an expert
Rui Alberto Maia, Courtier Hypothécaire - Logo
Rui Alberto Maia Courtier Hypothécaire

Rui Alberto Maia,
Mortgage Broker

I am a mortgage broker, affiliated with Orbis Mortgage Group. As well, I am accredited by the Autorité des Marchés Financiers (AMF : Autorité des Marchés Financiers ).

Also, I have over 25 years of experience in the field of Financial services, particularly in mortgage and commercial financing.(LinkedIn Profile). I have access to more than 20 professional mortgage lenders and other professionals.

You will therefore receive an exceptional service, with recommendations adapted to your situation. I always carry out my work with integrity. That’s why you’ll get your mortgage at the best rates and conditions.

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Testimonials from my clients

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Why wait !!!
Contact me for a free consultation!