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Mortgage refused?

Opt for alternative mortgage financing, your solution!

Here are some examples of situations where the Alternative Mortgage Loan can be beneficial to you: • Bad Credit • Bankruptcy or consumer proposal • Debts to consolidate. • Unpaid taxes • Legal or construction mortgages • Self-employed with non-traditional income • Mortgage default or 60-day notice • Refusal or recall of the mortgage by a bank. • Additional financing (second mortgage) • Urgent need for financing without proof of income • And many more!

Mortgage refused? Opt for alternative mortgage financing, your solution!

If you have bad credit, are facing bankruptcy, or have a consumer proposal in progress, are self-employed, or do not meet the criteria of traditional financial institutions, this does not necessarily mean giving up on your project of obtaining mortgage financing!

Alternative mortgage financing, often overlooked, can be beneficial to you even if you do not meet the requirements of traditional financial institutions.

Custom solution for your unique situation

Are you having difficulty obtaining a traditional mortgage? The Alternative Mortgage Loan is designed to meet your specific needs, regardless of your financial situation. This type of financing offers several advantages, such as the possibility of borrowing up to 80% of the value of the property and financing special projects.

Here are some examples of situations where the Alternative Mortgage Loan can be beneficial to you:

  • Bad Credit
  • Bankruptcy or consumer proposal
  • Debts to consolidate.
  • Unpaid taxes
  • Legal or construction mortgages
  • Self-employed with non-traditional income
  • Mortgage default or 60-day notice
  • Refusal or recall of the mortgage by a bank.
  • Additional financing (second mortgage)
  • Urgent need for financing without proof of income
  • And many more!

However, it is important to note that interest rates are generally higher and repayment terms may be stricter.

This is why it is essential to use a mortgage broker experienced. A broker will be able to analyze your financial situation and offer you the best solution according to your needs. He will accompany you throughout the application process and help you get the best possible terms.

Types of lenders for an alternative mortgage

When you have bad credit or a complex financial situation, getting a traditional mortgage can be difficult.

Fortunately, there are alternative mortgage lenders who can help you achieve your financial project, whether it is for the acquisition of a property, the repayment of debts, or others.

Specialized bank

Home Trust, Equitable Bank, Haventree and B2B Bank are examples of specialized lenders that offer alternative mortgages.

These lenders have their own eligibility criteria, which are generally more flexible than those of traditional banks.

Alternative Lender

Alternative lenders are private companies that are not regulated by the government.

They can offer mortgages to people who cannot get a mortgage from a traditional lender.

However, interest rates and fees may be higher.

The Private Lender

Private lenders are individuals or businesses that lend money to individuals.

They can offer mortgages to people who cannot get a mortgage from a traditional lender.

However, interest rates and fees can be very high.

Compare the offers of several alternative mortgage lenders, understand the terms of the loan, make sure you can afford the monthly payments, and get help from a mortgage broker.

There are many options for obtaining an alternative mortgage. By doing your research and comparing offers, you can find a loan that will help you achieve your dream of home ownership.

A mortgage broker can help you compare offers from multiple lenders and find the mortgage that’s right for you.

The Alternative Mortgage Loan is a flexible and adaptable solution that can help you achieve your financial goals, such as acquiring a property or consolidating your debts.

Don’t wait any longer, contact me today! I will personally accompany you throughout the alternative mortgage application process and make sure you get the best possible terms.

Request to be contacted!

You want to carry out a project, solve a financial situation, improve your financial situation or you have a 60-day notice!

Why wait ? take action now

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