{"id":1155,"date":"2024-12-30T15:29:25","date_gmt":"2024-12-30T20:29:25","guid":{"rendered":"https:\/\/servicesfinanciersmaia.com\/mortgage-calculators\/"},"modified":"2026-04-01T19:19:42","modified_gmt":"2026-04-01T23:19:42","slug":"mortgage-calculators","status":"publish","type":"page","link":"https:\/\/servicesfinanciersmaia.com\/en\/mortgage-calculators\/","title":{"rendered":"Mortgage calculators"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1155\" class=\"elementor elementor-1155 elementor-339\" data-elementor-post-type=\"page\">\n\t\t\t\t<main class=\"elementor-element elementor-element-ce8be0c e-con-full mortgage-page e-flex e-con e-parent\" data-id=\"ce8be0c\" data-element_type=\"container\" data-e-type=\"container\" id=\"main-wrapper\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-539db36f e-con-full bg-accent e-flex e-con e-child\" data-id=\"539db36f\" data-element_type=\"container\" data-e-type=\"container\" id=\"hero-section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-781f123d e-con-full hero-copy-wrap e-flex e-con e-child\" data-id=\"781f123d\" data-element_type=\"container\" data-e-type=\"container\" id=\"intro-text\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67b7490b elementor-widget elementor-widget-heading\" data-id=\"67b7490b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Mortgage Calculators<br>Your 4 essential mortgage calculators in one place\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a93494a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3a93494a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e83ba7f elementor-widget elementor-widget-text-editor\" data-id=\"1e83ba7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>Discover 4 mortgage calculators to estimate your payments, plan your closing costs, or calculate the welcome tax. Effectively plan every step of your real estate project with simple, free tools tailored to your needs. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-60ee7657 e-con-full hero-media-wrap e-flex e-con e-child\" data-id=\"60ee7657\" data-element_type=\"container\" data-e-type=\"container\" id=\"intro-image\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a1d0efb elementor-widget elementor-widget-image\" data-id=\"1a1d0efb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2160\" height=\"2160\" src=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Calculateurs-Hypothecaires-2024.12-1.jpeg\" class=\"attachment-full size-full wp-image-367\" alt=\"Man reviewing data on a digital device, representing Rui Alberto Maia\u2019s mortgage calculators.\" srcset=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Calculateurs-Hypothecaires-2024.12-1.jpeg 2160w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Calculateurs-Hypothecaires-2024.12-1-300x300.jpeg 300w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Calculateurs-Hypothecaires-2024.12-1-1024x1024.jpeg 1024w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Calculateurs-Hypothecaires-2024.12-1-150x150.jpeg 150w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Calculateurs-Hypothecaires-2024.12-1-768x768.jpeg 768w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Calculateurs-Hypothecaires-2024.12-1-1536x1536.jpeg 1536w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Calculateurs-Hypothecaires-2024.12-1-2048x2048.jpeg 2048w\" sizes=\"(max-width: 2160px) 100vw, 2160px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5c69460 e-con-full content-layout e-flex e-con e-child\" data-id=\"5c69460\" data-element_type=\"container\" data-e-type=\"container\" id=\"article-body\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t<aside class=\"elementor-element elementor-element-e212cdd e-con-full sidebar-sticky-wrap elementor-hidden-mobile elementor-hidden-tablet e-flex e-con e-child\" data-id=\"e212cdd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-02c6d79 elementor-widget__width-initial mortgage-toc-widget elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"02c6d79\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"toc\" data-settings=\"{&quot;marker_view&quot;:&quot;bullets&quot;,&quot;no_headings_message&quot;:&quot;Aucun titre n\\u2019a \\u00e9t\\u00e9 trouv\\u00e9 sur cette page.&quot;,&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;],&quot;container&quot;:&quot;#page-content&quot;,&quot;collapse_subitems&quot;:&quot;yes&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:250,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;_animation&quot;:&quot;none&quot;,&quot;icon&quot;:{&quot;value&quot;:&quot;fas fa-circle&quot;,&quot;library&quot;:&quot;fa-solid&quot;,&quot;rendered_tag&quot;:&quot;&lt;svg class=\\&quot;e-font-icon-svg e-fas-circle\\&quot; viewBox=\\&quot;0 0 512 512\\&quot; xmlns=\\&quot;http:\\\/\\\/www.w3.org\\\/2000\\\/svg\\&quot;&gt;&lt;path d=\\&quot;M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\\&quot;&gt;&lt;\\\/path&gt;&lt;\\\/svg&gt;&quot;},&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h2 class=\"elementor-toc__header-title\">\n\t\t\t\tTable of Contents\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__02c6d79\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__02c6d79\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__02c6d79\" class=\"elementor-toc__body elementor-toc__list-items--collapsible\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/aside>\n\t\t<article class=\"elementor-element elementor-element-f09f997 e-con-full mortgage-article-content e-flex e-con e-child\" data-id=\"f09f997\" data-element_type=\"container\" data-e-type=\"container\" id=\"page-content\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t<section class=\"elementor-element elementor-element-19002b2 e-con-full e-flex e-con e-child\" data-id=\"19002b2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-197f64d8 elementor-widget elementor-widget-heading\" data-id=\"197f64d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Your 4 essential mortgage calculators in one place<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c4ff697 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5c4ff697\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b643283 elementor-widget elementor-widget-text-editor\" data-id=\"4b643283\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>Discover my practical tools to help plan every step of your real estate project. My mortgage calculators provide fast, accurate estimates, whether you are <a title=\"Buying a Home\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/buying-a-home\/\">buying a home<\/a>, <a title=\"Mortgage Renewal\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/mortgage-renewal\/\">renewing your loan<\/a>, or <a title=\"Mortgage Refinancing\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/mortgage-refinancing\/\">refinancing your mortgage<\/a>. With my mortgage calculators, simplify your financial decisions and prepare for every stage of your homeownership journey.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f72a892 elementor-widget elementor-widget-text-editor\" data-id=\"f72a892\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<h3>Why use mortgage calculators?<\/h3><p>My mortgage calculators are essential tools for anyone considering <a title=\"Buying a Home\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/buying-a-home\/\">buying a property<\/a> or <a title=\"Mortgage Refinancing\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/mortgage-refinancing\/\">reviewing the terms of an existing loan<\/a>. They help you make informed decisions by providing accurate figures tailored to your situation. Whether you are new to real estate or more experienced, these calculators allow you to explore different options with no obligation and no hidden fees.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-65f9bf68 e-con-full e-flex e-con e-child\" data-id=\"65f9bf68\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation_mobile&quot;:&quot;none&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b1142a0 elementor-widget elementor-widget-heading\" data-id=\"6b1142a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Need Help with Your Mortgage Calculations?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc9b72c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"dc9b72c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1dc079e4 elementor-widget elementor-widget-text-editor\" data-id=\"1dc079e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>Mortgage calculators are an excellent starting point, but nothing replaces expert advice. Contact me for personalized guidance and answers to all your mortgage questions. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-353b916b elementor-widget elementor-widget-button\" data-id=\"353b916b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/appointment\/\" data-cta=\"calculator_appointment\" id=\"calculator_appointment\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Schedule a Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<section class=\"elementor-element elementor-element-8e494ba e-con-full e-flex e-con e-child\" data-id=\"8e494ba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-341a623 elementor-widget elementor-widget-heading\" data-id=\"341a623\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQ: Your Questions Answered<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2f941e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b2f941e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95ed655 elementor-widget elementor-widget-text-editor\" data-id=\"95ed655\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<h3>Do I need to provide my personal information?<\/h3><p style=\"padding-left: 40px;\">No, these tools are anonymous and do not require any personal information to work.<\/p><h3>Do the results guarantee mortgage approval?<\/h3><p style=\"padding-left: 40px;\">Not directly. They provide estimates to help you plan better. For advice specific to your situation, I recommend consulting a mortgage broker. <\/p><h3>Are these calculators suitable for all types of real estate projects?<\/h3><p style=\"padding-left: 40px;\">Yes, my calculators can be used for <a title=\"Buying a Home\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/buying-a-home\/\">buying a home<\/a>, <a title=\"Mortgage Renewal\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/mortgage-renewal\/\">mortgage renewal<\/a>, or even <a title=\"Mortgage Refinancing\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/mortgage-refinancing\/\">mortgage refinancing<\/a>.<\/p><h3>Can I save the results from the mortgage calculators?<\/h3><p style=\"padding-left: 40px;\">Yes, the calculators allow you to download or print your estimates so you can keep them or share them with a mortgage broker.<\/p><h3>Are the results reliable?<\/h3><p style=\"padding-left: 40px;\">The results are based on the information you enter and are only as accurate as your data. However, <em><strong>they are provided for informational purposes only<\/strong><\/em> and do not replace advice from a mortgage expert.<\/p><h3>What should I do after using a mortgage calculator?<\/h3><p style=\"padding-left: 40px;\">After using a calculator, you can use the results to plan your next steps: <a title=\"Contact me\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/appointment\/\">speak with me<\/a>, your mortgage broker, search for properties, or review your financial goals.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a95e47 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6a95e47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-2235ff3 e-con-full e-flex e-con e-child\" data-id=\"2235ff3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7aaa004 e-con-full e-flex e-con e-child\" data-id=\"7aaa004\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-480d8a1 elementor-widget elementor-widget-heading\" data-id=\"480d8a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mortgage Calculator<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9458da7 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"9458da7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d16eb1c elementor-widget elementor-widget-text-editor\" data-id=\"d16eb1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p><strong>Description<\/strong>: The mortgage calculator allows you to estimate your monthly payments based on several factors such as the loan amount, interest rate, and amortization period. You get a clear and detailed estimate to help plan your finances. <\/p><p><strong>Benefits: :<\/strong><\/p><ul><li style=\"list-style-type: none;\"><ul><li>Understand your monthly payments before signing a contract.<\/li><li>Explore different scenarios to determine what best fits your budget.<\/li><li>Adjust your amortization and rate options to optimize your costs.<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b1555e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7b1555e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-acd64d2 elementor-widget elementor-widget-html\" data-id=\"acd64d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\t\t<div class=\"bendigi-calculators\" id=\"dk-mtg-calc\" apikey=\"5b1f98721c1f0c08:KBcobtpYGw-54Sv9GfUDslTsLEIuaf2f\" terms=\"https:\/\/canadianmortgageapp.com\/terms\" navpositiontop=\"100px\" navpositiontopmobile=\"70px\" tools=\"simple-mtg\" initiallanguage=\"fr\">\r\n<\/div> \r\n\r\n<script>\r\n(function() {\r\n    const target = document.getElementById('dk-mtg-calc');\r\n    \r\n    \/\/ Create an observer to wait for the container to have a real width\r\n    const observer = new ResizeObserver(entries =&gt; {\r\n        for (let entry of entries) {\r\n            \/\/ Only load once the width is confirmed (usually &gt; 300px for a calculator)\r\n            if (entry.contentRect.width &gt; 50) {\r\n                console.log(\"DarkKnight: Container ready (\" + entry.contentRect.width + \"px). Loading Bendigi...\");\r\n                \r\n                const script = document.createElement('script');\r\n                script.src = \"https:\/\/tools.bendigi.com\/assets\/calculators.js\";\r\n                script.async = true;\r\n                document.body.appendChild(script);\r\n                \r\n                \/\/ Stop watching once the script is triggered\r\n                observer.disconnect();\r\n            }\r\n        }\r\n    });\r\n\r\n    observer.observe(target);\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-0592725 e-con-full e-flex e-con e-child\" data-id=\"0592725\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-e17eb81 e-con-full e-flex e-con e-child\" data-id=\"e17eb81\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa132f2 elementor-widget elementor-widget-heading\" data-id=\"fa132f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Home Purchase Calculator<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5c8f1a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"d5c8f1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-653207c elementor-widget elementor-widget-text-editor\" data-id=\"653207c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p><strong>Description<\/strong>: Not sure how much you can borrow to <a title=\"Buying a Home\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/buying-a-home\/\">buy a home<\/a>? Use my dedicated calculator to assess your home-buying power by taking into account your income, current debts, and down payment. This practical tool is ideal for planning your budget and moving forward with confidence in your real estate project. Buying a home becomes easier when you have a clear picture of your finances.   <\/p><p><strong>Benefits: :<\/strong><\/p><ul><li style=\"list-style-type: none;\"><ul><li>Determine the maximum amount you can borrow to buy a home.<\/li><li>Avoid overestimating your financial capacity.<\/li><li>Plan a purchase that aligns with your priorities and your limits.<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6744983 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6744983\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c6d0b1 elementor-widget elementor-widget-html\" data-id=\"5c6d0b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\t\t<div class=\"bendigi-calculators\" id=\"dk-mtg-calc\" apikey=\"5b1f98721c1f0c08:KBcobtpYGw-54Sv9GfUDslTsLEIuaf2f\" terms=\"https:\/\/canadianmortgageapp.com\/terms\" navpositiontop=\"100px\" navpositiontopmobile=\"70px\" tools=\"purchase\" initiallanguage=\"fr\">\r\n<\/div> \r\n\r\n<script>\r\n(function() {\r\n    const target = document.getElementById('dk-mtg-calc');\r\n    \r\n    \/\/ Create an observer to wait for the container to have a real width\r\n    const observer = new ResizeObserver(entries =&gt; {\r\n        for (let entry of entries) {\r\n            \/\/ Only load once the width is confirmed (usually &gt; 300px for a calculator)\r\n            if (entry.contentRect.width &gt; 50) {\r\n                console.log(\"DarkKnight: Container ready (\" + entry.contentRect.width + \"px). Loading Bendigi...\");\r\n                \r\n                const script = document.createElement('script');\r\n                script.src = \"https:\/\/tools.bendigi.com\/assets\/calculators.js\";\r\n                script.async = true;\r\n                document.body.appendChild(script);\r\n                \r\n                \/\/ Stop watching once the script is triggered\r\n                observer.disconnect();\r\n            }\r\n        }\r\n    });\r\n\r\n    observer.observe(target);\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-aff776b e-con-full e-flex e-con e-child\" data-id=\"aff776b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-20547bb e-con-full e-flex e-con e-child\" data-id=\"20547bb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9907d85 elementor-widget elementor-widget-heading\" data-id=\"9907d85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Closing Costs Calculator<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b53de50 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b53de50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2dd894a elementor-widget elementor-widget-text-editor\" data-id=\"2dd894a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p><strong>Description<\/strong>: Closing costs, although often overlooked, can represent a significant portion of your <a title=\"Buying a Home\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/buying-a-home\/\">real estate purchase<\/a>. This specialized mortgage calculator helps you estimate these additional costs, including legal fees, insurance, and much more. <\/p><p><strong>Benefits: :<\/strong><\/p><ul><li style=\"list-style-type: none;\"><ul><li>Plan ahead for unexpected costs.<\/li><li>Avoid unpleasant financial surprises at the end of the transaction.<\/li><li>Ensure complete and realistic budget management.<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9a1336 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"c9a1336\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b87f74 elementor-widget elementor-widget-html\" data-id=\"3b87f74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\t\t<div class=\"bendigi-calculators\" id=\"dk-mtg-calc\" apikey=\"5b1f98721c1f0c08:KBcobtpYGw-54Sv9GfUDslTsLEIuaf2f\" terms=\"https:\/\/canadianmortgageapp.com\/terms\" navpositiontop=\"100px\" navpositiontopmobile=\"70px\" tools=\"closing-cost\" initiallanguage=\"fr\">\r\n<\/div> \r\n\r\n<script>\r\n(function() {\r\n    const target = document.getElementById('dk-mtg-calc');\r\n    \r\n    \/\/ Create an observer to wait for the container to have a real width\r\n    const observer = new ResizeObserver(entries =&gt; {\r\n        for (let entry of entries) {\r\n            \/\/ Only load once the width is confirmed (usually &gt; 300px for a calculator)\r\n            if (entry.contentRect.width &gt; 50) {\r\n                console.log(\"DarkKnight: Container ready (\" + entry.contentRect.width + \"px). Loading Bendigi...\");\r\n                \r\n                const script = document.createElement('script');\r\n                script.src = \"https:\/\/tools.bendigi.com\/assets\/calculators.js\";\r\n                script.async = true;\r\n                document.body.appendChild(script);\r\n                \r\n                \/\/ Stop watching once the script is triggered\r\n                observer.disconnect();\r\n            }\r\n        }\r\n    });\r\n\r\n    observer.observe(target);\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-c813f3f e-con-full e-flex e-con e-child\" data-id=\"c813f3f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-45f6b4a e-con-full e-flex e-con e-child\" data-id=\"45f6b4a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d05e20d elementor-widget elementor-widget-heading\" data-id=\"d05e20d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Welcome Tax Calculator<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2223eb5 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2223eb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e76c274 elementor-widget elementor-widget-text-editor\" data-id=\"e76c274\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p><strong>Description<\/strong>: When purchasing a property, you will be subject to the <a title=\"Land Transfer Tax\" href=\"https:\/\/www.quebec.ca\/gouvernement\/gestion-municipale\/finances-fiscalite-municipales\/fiscalite\/droits-mutations-immobilieres\" target=\"_blank\" rel=\"noopener\">land transfer tax<\/a>, commonly known as the welcome tax. This tool automatically calculates the amount you will need to pay based on your property\u2019s value and the region where it is located. <\/p><p><strong>Benefits: :<\/strong><\/p><ul><li style=\"list-style-type: none;\"><ul><li>Get an accurate, location-based estimate of the tax.<\/li><li>Plan for this unavoidable expense in your overall budget.<\/li><li>Make sure you meet local tax requirements.<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-250af17 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"250af17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a73568 elementor-widget elementor-widget-html\" data-id=\"8a73568\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\t\t<div class=\"bendigi-calculators\" id=\"dk-mtg-calc\" apikey=\"5b1f98721c1f0c08:KBcobtpYGw-54Sv9GfUDslTsLEIuaf2f\" terms=\"https:\/\/canadianmortgageapp.com\/terms\" navpositiontop=\"100px\" navpositiontopmobile=\"70px\" tools=\"land-transfer\" initiallanguage=\"fr\">\r\n<\/div> \r\n\r\n<script>\r\n(function() {\r\n    const target = document.getElementById('dk-mtg-calc');\r\n    \r\n    \/\/ Create an observer to wait for the container to have a real width\r\n    const observer = new ResizeObserver(entries =&gt; {\r\n        for (let entry of entries) {\r\n            \/\/ Only load once the width is confirmed (usually &gt; 300px for a calculator)\r\n            if (entry.contentRect.width &gt; 50) {\r\n                console.log(\"DarkKnight: Container ready (\" + entry.contentRect.width + \"px). Loading Bendigi...\");\r\n                \r\n                const script = document.createElement('script');\r\n                script.src = \"https:\/\/tools.bendigi.com\/assets\/calculators.js\";\r\n                script.async = true;\r\n                document.body.appendChild(script);\r\n                \r\n                \/\/ Stop watching once the script is triggered\r\n                observer.disconnect();\r\n            }\r\n        }\r\n    });\r\n\r\n    observer.observe(target);\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-869f1d5 e-con-full e-flex e-con e-child\" data-id=\"869f1d5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-18df19fd e-con-full e-flex e-con e-child\" data-id=\"18df19fd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7dd42113 elementor-widget elementor-widget-heading\" data-id=\"7dd42113\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Follow me on social media\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28608e07 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"28608e07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d49db66 elementor-widget elementor-widget-text-editor\" data-id=\"2d49db66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>Need expert advice on mortgage financing? Join me on social media for practical tips and tailored solutions! <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f983d25 elementor-shape-rounded elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons\" data-id=\"1f983d25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-animation-shrink elementor-repeater-item-8ab1c5e\" href=\"https:\/\/www.facebook.com\/rui.a.maia.court.hypothecaire\" target=\"_blank\" data-social=\"facebook_icon\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-instagram elementor-animation-shrink elementor-repeater-item-25eb0c0\" href=\"https:\/\/www.instagram.com\/rui.a.maia.court.hypothecaire\/\" target=\"_blank\" data-social=\"instagram_icon\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Instagram<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-instagram\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-animation-shrink elementor-repeater-item-901f406\" href=\"https:\/\/www.linkedin.com\/in\/ruialbertomaia\/\" target=\"_blank\" data-social=\"linkedin_icon\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-tiktok elementor-animation-shrink elementor-repeater-item-15416d0\" href=\"https:\/\/www.tiktok.com\/@rui.a.maia\" target=\"_blank\" data-social=\"tiktok_icon\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Tiktok<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-tiktok\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M448,209.91a210.06,210.06,0,0,1-122.77-39.25V349.38A162.55,162.55,0,1,1,185,188.31V278.2a74.62,74.62,0,1,0,52.23,71.18V0l88,0a121.18,121.18,0,0,0,1.86,22.17h0A122.18,122.18,0,0,0,381,102.39a121.43,121.43,0,0,0,67,20.14Z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-youtube elementor-animation-shrink elementor-repeater-item-e4956b0\" href=\"https:\/\/www.youtube.com\/@rui.a.maia.court.hypothecaire\" target=\"_blank\" data-social=\"youtube_icon\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Youtube<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-youtube\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-reddit elementor-animation-shrink elementor-repeater-item-6fc6553\" href=\"https:\/\/www.reddit.com\/user\/ruiamaia\" target=\"_blank\" data-social=\"reddit_icon\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Reddit<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-reddit\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M201.5 305.5c-13.8 0-24.9-11.1-24.9-24.6 0-13.8 11.1-24.9 24.9-24.9 13.6 0 24.6 11.1 24.6 24.9 0 13.6-11.1 24.6-24.6 24.6zM504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zm-132.3-41.2c-9.4 0-17.7 3.9-23.8 10-22.4-15.5-52.6-25.5-86.1-26.6l17.4-78.3 55.4 12.5c0 13.6 11.1 24.6 24.6 24.6 13.8 0 24.9-11.3 24.9-24.9s-11.1-24.9-24.9-24.9c-9.7 0-18 5.8-22.1 13.8l-61.2-13.6c-3-.8-6.1 1.4-6.9 4.4l-19.1 86.4c-33.2 1.4-63.1 11.3-85.5 26.8-6.1-6.4-14.7-10.2-24.1-10.2-34.9 0-46.3 46.9-14.4 62.8-1.1 5-1.7 10.2-1.7 15.5 0 52.6 59.2 95.2 132 95.2 73.1 0 132.3-42.6 132.3-95.2 0-5.3-.6-10.8-1.9-15.8 31.3-16 19.8-62.5-14.9-62.5zM302.8 331c-18.2 18.2-76.1 17.9-93.6 0-2.2-2.2-6.1-2.2-8.3 0-2.5 2.5-2.5 6.4 0 8.6 22.8 22.8 87.3 22.8 110.2 0 2.5-2.2 2.5-6.1 0-8.6-2.2-2.2-6.1-2.2-8.3 0zm7.7-75c-13.6 0-24.6 11.1-24.6 24.9 0 13.6 11.1 24.6 24.6 24.6 13.8 0 24.9-11.1 24.9-24.6 0-13.8-11-24.9-24.9-24.9z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-pinterest elementor-animation-shrink elementor-repeater-item-2c7ce85\" href=\"https:\/\/www.pinterest.ca\/ruiamaia\/\" target=\"_blank\" data-social=\"pinterest_icon\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Pinterest<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-pinterest\" viewBox=\"0 0 496 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-yelp elementor-animation-shrink elementor-repeater-item-76cd52a\" href=\"https:\/\/www.yelp.com\/biz\/rui-alberto-maia-montr%C3%A9al-7\" target=\"_blank\" data-social=\"yelp_icon\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Yelp<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-yelp\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M42.9 240.32l99.62 48.61c19.2 9.4 16.2 37.51-4.5 42.71L30.5 358.45a22.79 22.79 0 0 1-28.21-19.6 197.16 197.16 0 0 1 9-85.32 22.8 22.8 0 0 1 31.61-13.21zm44 239.25a199.45 199.45 0 0 0 79.42 32.11A22.78 22.78 0 0 0 192.94 490l3.9-110.82c.7-21.3-25.5-31.91-39.81-16.1l-74.21 82.4a22.82 22.82 0 0 0 4.09 34.09zm145.34-109.92l58.81 94a22.93 22.93 0 0 0 34 5.5 198.36 198.36 0 0 0 52.71-67.61A23 23 0 0 0 364.17 370l-105.42-34.26c-20.31-6.5-37.81 15.8-26.51 33.91zm148.33-132.23a197.44 197.44 0 0 0-50.41-69.31 22.85 22.85 0 0 0-34 4.4l-62 91.92c-11.9 17.7 4.7 40.61 25.2 34.71L366 268.63a23 23 0 0 0 14.61-31.21zM62.11 30.18a22.86 22.86 0 0 0-9.9 32l104.12 180.44c11.7 20.2 42.61 11.9 42.61-11.4V22.88a22.67 22.67 0 0 0-24.5-22.8 320.37 320.37 0 0 0-112.33 30.1z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b70b5d1 e-con-full e-flex e-con e-child\" data-id=\"b70b5d1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d278ab8 elementor-widget elementor-widget-heading\" data-id=\"d278ab8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Access even more tools with the My Mortgage Tools app<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4708bd4 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4708bd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f3c12e elementor-widget elementor-widget-text-editor\" data-id=\"7f3c12e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p><strong>Description<\/strong>: Download the My Mortgage Tools app and access several practical calculators and tools to help plan your real estate project. Whether you are buying a property, refinancing, or simply exploring your options, these tools allow you to get quick estimates and better understand your borrowing capacity. <\/p><p><span style=\"text-decoration: underline;\"><strong>With the app, you can also:<\/strong><\/span><\/p><ul><li style=\"list-style-type: none;\"><ul><li>View current mortgage rates<\/li><li>Get pre-qualified without a credit check<\/li><li>Calculate the total cost of homeownership<\/li><li>Calculate the income required to qualify for a mortgage<\/li><li>Estimate the minimum down payment required<\/li><li>Calculate the maximum mortgage you can afford<\/li><li>Estimate closing costs based on your location<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d6cc2a4 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"d6cc2a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.dlcapp.ca\/app\/ruialberto-maia?lang=fr\" data-cta=\"download-app\" id=\"download-app\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download the free app<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cc74104 e-con-full e-flex e-con e-child\" data-id=\"cc74104\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d4577ac elementor-widget elementor-widget-heading\" data-id=\"d4577ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Personalized financial advice\n <br>Subscribe to my Focus Financier newsletter! <\/br><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71a91cb elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"71a91cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-295ff6f elementor-widget__width-initial elementor-widget elementor-widget-html\" data-id=\"295ff6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-form-type=\"newsletter\" data-widget_type=\"html.default\">\n\t\t\t\t\t\t\t<div class=\"zf-templateWidth\">\r\n  <form action=\"https:\/\/forms.zohopublic.com\/SFM-Mortgage\/form\/InfoLettreFR\/formperma\/pkcMXyApDmMAd-qfshmFFFtp6VjLulNd0PZ1ZtHT9eM\/htmlRecords\/submit\" name=\"form_focus_financier\" method=\"post\" accept-charset=\"UTF-8\" enctype=\"multipart\/form-data\" id=\"form_focus_financier\" novalidate=\"\" autocomplete=\"on\">\r\n    <!-- Hidden tracking fields -->\r\n    <input type=\"hidden\" name=\"zf_referrer_name\" value=\"\">\r\n    <input type=\"hidden\" name=\"zf_redirect_url\" value=\"https:\/\/servicesfinanciersmaia.com\/en\/thank-you-newsletter\/\">\r\n    <input type=\"hidden\" id=\"zc_gad\" name=\"zc_gad\" value=\"\">\r\n    \r\n    <input type=\"hidden\" name=\"adgroup\" value=\"\">\r\n    <input type=\"hidden\" name=\"device\" value=\"\">\r\n    <input type=\"hidden\" name=\"fbclid\" value=\"\">\r\n    <input type=\"hidden\" name=\"gclid\" value=\"\">\r\n    <input type=\"hidden\" name=\"landing_page\" value=\"\">\r\n    <input type=\"hidden\" name=\"msclkid\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_campaign\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_content\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_creative_format\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_id\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_marketing_tactic\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_medium\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_referrer\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_source\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_source_platform\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_term\" value=\"\">\r\n\r\n    <!-- Hidden mirror fields Zoho actually expects -->\r\n    <input type=\"hidden\" name=\"Dropdown\" id=\"Dropdown-hidden\" value=\"\">\r\n    <input type=\"hidden\" name=\"Dropdown1\" id=\"Dropdown1-hidden\" value=\"\">\r\n\r\n    <div class=\"zf-templateWrapper\">\r\n      <h2 class=\"zf-frmTitle visually-hidden\">Newsletter \u2013 Focus Financier<\/h2>\r\n\r\n      <div class=\"zf-subContWrap zf-leftAlign\">\r\n        <!-- Language + Referrer -->\r\n        <div class=\"form-row language-referrer-row\">\r\n          <div class=\"form-col\">\r\n            <label for=\"Dropdown-Language\" class=\"zf-labelName\">\r\n Preferred language <em class=\"zf-important\">*<\/em>\r\n            <\/label>\r\n            <div class=\"zf-tempContDiv\">\r\n              <select class=\"zf-form-sBox\" name=\"Dropdown-Language\" id=\"Dropdown-Language\" required=\"\" autocomplete=\"language\">\r\n                <option value=\"\">-Preferred language of communication-<\/option>\r\n <option value=\"English\">English<\/option>\r\n <option value=\"Fran\u00e7ais\">Fran\u00e7ais<\/option>\r\n              <\/select>\r\n              <p id=\"Dropdown-Language_error\" class=\"zf-errorMessage\" style=\"display:none;\">\r\n Please select your language.\r\n              <\/p>\r\n            <\/div>\r\n          <\/div>\r\n\r\n          <div class=\"form-col\">\r\n            <label for=\"Dropdown-Referrer\" class=\"zf-labelName\">\r\n How did you hear about our website?\r\n            <\/label>\r\n            <div class=\"zf-tempContDiv\">\r\n              <select class=\"zf-form-sBox\" name=\"Dropdown-Referrer\" id=\"Dropdown-Referrer\" autocomplete=\"off\">\r\n                <option value=\"\">-Select-<\/option>\r\n                <option value=\"Bark\">Bark<\/option>\r\n                <option value=\"Bing\">Bing<\/option>\r\n                <option value=\"Canadian Mortgage App\">Canadian Mortgage App<\/option>\r\n                <option value=\"Facebook\">Facebook<\/option>\r\n                <option value=\"Google\">Google<\/option>\r\n                <option value=\"Instagram\">Instagram<\/option>\r\n                <option value=\"Kijiji Ads\">Kijiji Ads<\/option>\r\n                <option value=\"Les Pac Ads\">Les Pac Ads<\/option>\r\n                <option value=\"LinkedIn\">LinkedIn<\/option>\r\n                <option value=\"Other\">Other<\/option>\r\n                <option value=\"Twitter\">Twitter<\/option>\r\n                <option value=\"TikTok\">TikTok<\/option>\r\n              <\/select>\r\n              <p id=\"Dropdown-Referrer_error\" class=\"zf-errorMessage\" style=\"display:none;\">\r\n Please tell us how you heard about our website.\r\n              <\/p>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <!-- Name -->\r\n        <div class=\"form-row name-fields-row\">\r\n          <div class=\"form-col\">\r\n            <fieldset class=\"zf-tempContDiv zf-name-group\" style=\"border:0; padding:0; margin:0;\">\r\n              <legend class=\"zf-labelName\">Your Name <em class=\"zf-important\">*<\/em><\/legend>\r\n\r\n              <div class=\"zf-tempContDiv zf-name-3col\">\r\n                <div class=\"zf-name-col\">\r\n                  <label for=\"Name_Salutation\" class=\"screen-reader-text\">Title<\/label>\r\n                  <select class=\"zf-form-sBox\" name=\"Name_Salutation\" id=\"Name_Salutation\" autocomplete=\"honorific-prefix\">\r\n                    <option value=\"\">-Title-<\/option>\r\n <option value=\"M.\">Mr.<\/option>\r\n <option value=\"Mme.\">Mrs.<\/option>\r\n <option value=\"Mlle.\">Ms.<\/option>\r\n                  <\/select>\r\n                <\/div>\r\n\r\n                <div class=\"zf-name-col\">\r\n                  <label for=\"Name_First\" class=\"screen-reader-text\">First Name<\/label>\r\n                  <input type=\"text\" maxlength=\"255\" name=\"Name_First\" id=\"Name_First\" placeholder=\"First Name\" required=\"\" autocomplete=\"given-name\">\r\n                <\/div>\r\n\r\n                <div class=\"zf-name-col\">\r\n                  <label for=\"Name_Last\" class=\"screen-reader-text\">Last Name<\/label>\r\n                  <input type=\"text\" maxlength=\"255\" name=\"Name_Last\" id=\"Name_Last\" placeholder=\"Last Name\" required=\"\" autocomplete=\"family-name\">\r\n                <\/div>\r\n              <\/div>\r\n            <\/fieldset>\r\n\r\n            <p id=\"Name_error\" class=\"zf-errorMessage\" style=\"display:none;\">\r\n Please enter your full name.\r\n            <\/p>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <!-- Phone + Email -->\r\n        <div class=\"form-row contact-fields-row\">\r\n          <div class=\"form-col\">\r\n            <fieldset class=\"zf-tempContDiv zf-phone-group\" style=\"border:0; padding:0; margin:0;\">\r\n              <legend class=\"zf-labelName\">Cell Phone <em class=\"zf-important\">*<\/em><\/legend>\r\n\r\n              <div class=\"zf-tempContDiv zf-phone-3col\">\r\n                <div class=\"zf-phone-col\">\r\n                  <label for=\"PhoneNumber_countrycode\" class=\"screen-reader-text\">Area code<\/label>\r\n                  <input type=\"tel\" name=\"PhoneNumber_countrycode\" id=\"PhoneNumber_countrycode\" maxlength=\"3\" placeholder=\"514\" required=\"\" inputmode=\"numeric\" autocomplete=\"tel-area-code\">\r\n                <\/div>\r\n\r\n                <div class=\"zf-phone-col\">\r\n                  <label for=\"PhoneNumber_first\" class=\"screen-reader-text\">First three digits<\/label>\r\n                  <input type=\"tel\" name=\"PhoneNumber_first\" id=\"PhoneNumber_first\" maxlength=\"3\" placeholder=\"123\" required=\"\" inputmode=\"numeric\" autocomplete=\"tel-local-prefix\">\r\n                <\/div>\r\n\r\n                <div class=\"zf-phone-col\">\r\n                  <label for=\"PhoneNumber_second\" class=\"screen-reader-text\">Last four digits<\/label>\r\n                  <input type=\"tel\" name=\"PhoneNumber_second\" id=\"PhoneNumber_second\" maxlength=\"4\" placeholder=\"4567\" required=\"\" inputmode=\"numeric\" autocomplete=\"tel-local-suffix\">\r\n                <\/div>\r\n              <\/div>\r\n            <\/fieldset>\r\n\r\n            <p id=\"PhoneNumber_error\" class=\"zf-errorMessage\" style=\"display:none;\">\r\n Please enter a valid phone number.\r\n            <\/p>\r\n          <\/div>\r\n\r\n          <div class=\"form-col\">\r\n            <label for=\"Email\" class=\"zf-labelName\">Email address <em class=\"zf-important\">*<\/em><\/label>\r\n            <input type=\"email\" maxlength=\"255\" name=\"Email\" id=\"Email\" placeholder=\"Email Address\" required=\"\" autocomplete=\"email\">\r\n            <p id=\"Email_error\" class=\"zf-errorMessage\" style=\"display:none;\">\r\n Please enter a valid email address.\r\n            <\/p>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <!-- Consentement -->\r\n        <div class=\"zf-tempFrmWrapper\">\r\n          <div class=\"zf-labelName\">Consent <em class=\"zf-important\">*<\/em><\/div>\r\n          <div class=\"zf-tempContDiv\">\r\n            <input class=\"zf-checkBoxType\" name=\"TermsConditions\" id=\"TermsConditions\" type=\"checkbox\" required=\"\" autocomplete=\"off\">\r\n            <label for=\"TermsConditions\" class=\"zf-descFld\">\r\n I consent to receive communications from Rui Alberto Maia (mortgage broker) and \r\n<a target=\"_blank\" href=\"https:\/\/dominionlending.ca\/\" rel=\"noopener noreferrer\">Dominion Lending Centres<\/a>, \r\ntheir affiliated companies, and authorized agents. I can withdraw my consent at any time by unsubscribing.\r\n              <br><br> In addition, I accept the\r\n <a target=\"_blank\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/privacy-statement\/\" rel=\"noopener noreferrer\">privacy policy<\/a> \r\nof Rui Alberto Maia and the\r\n <a target=\"_blank\" href=\"https:\/\/dominionlending.ca\/privacy-policy\" rel=\"noopener noreferrer\">privacy policy<\/a> \r\nof Dominion Lending Centres.\r\n            <\/label>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <!-- Submit -->\r\n        <div class=\"zf-fmFooter\">\r\n          <button class=\"zf-submitColor\" type=\"submit\">Subscribe to the newsletter<\/button>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n  <\/form>\r\n<\/div>\r\n\r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function () {\r\n  const form = document.getElementById(\"form_focus_financier\");\r\n\r\n  const languageSelect = document.getElementById(\"Dropdown-Language\");\r\n  const referrerSelect = document.getElementById(\"Dropdown-Referrer\");\r\n\r\n  const languageHidden = document.getElementById(\"Dropdown-hidden\");\r\n  const referrerHidden = document.getElementById(\"Dropdown1-hidden\");\r\n\r\n  const languageError = document.getElementById(\"Dropdown-Language_error\");\r\n  const referrerError = document.getElementById(\"Dropdown-Referrer_error\");\r\n  const nameError = document.getElementById(\"Name_error\");\r\n  const phoneError = document.getElementById(\"PhoneNumber_error\");\r\n  const emailError = document.getElementById(\"Email_error\");\r\n\r\n  const firstName = document.getElementById(\"Name_First\");\r\n  const lastName = document.getElementById(\"Name_Last\");\r\n  const phone1 = document.getElementById(\"PhoneNumber_countrycode\");\r\n  const phone2 = document.getElementById(\"PhoneNumber_first\");\r\n  const phone3 = document.getElementById(\"PhoneNumber_second\");\r\n  const email = document.getElementById(\"Email\");\r\n  const consent = document.getElementById(\"TermsConditions\");\r\n\r\n  function showError(el) {\r\n    if (el) {\r\n      el.style.display = \"block\";\r\n    }\r\n  }\r\n\r\n  function hideError(el) {\r\n    if (el) {\r\n      el.style.display = \"none\";\r\n    }\r\n  }\r\n\r\n  function setTrackingFields() {\r\n    const params = new URLSearchParams(window.location.search);\r\n\r\n    const fields = [\r\n      \"adgroup\",\r\n      \"device\",\r\n      \"fbclid\",\r\n      \"gclid\",\r\n      \"msclkid\",\r\n      \"utm_campaign\",\r\n      \"utm_content\",\r\n      \"utm_creative_format\",\r\n      \"utm_id\",\r\n      \"utm_marketing_tactic\",\r\n      \"utm_medium\",\r\n      \"utm_referrer\",\r\n      \"utm_source\",\r\n      \"utm_source_platform\",\r\n      \"utm_term\"\r\n    ];\r\n\r\n    fields.forEach(function (name) {\r\n      const input = document.querySelector('input[name=\"' + name + '\"]');\r\n      if (input) {\r\n        input.value = params.get(name) || \"\";\r\n      }\r\n    });\r\n\r\n    const landingPage = document.querySelector('input[name=\"landing_page\"]');\r\n    if (landingPage) {\r\n      landingPage.value = window.location.href;\r\n    }\r\n\r\n    const referrerField = document.querySelector('input[name=\"zf_referrer_name\"]');\r\n    if (referrerField) {\r\n      referrerField.value = document.referrer || \"\";\r\n    }\r\n  }\r\n\r\n  function syncZohoDropdowns() {\r\n    if (languageSelect && languageHidden) {\r\n      languageHidden.value = languageSelect.value.trim();\r\n    }\r\n\r\n    if (referrerSelect && referrerHidden) {\r\n      referrerHidden.value = referrerSelect.value.trim();\r\n    }\r\n  }\r\n\r\n  function isDigits(value, length) {\r\n    const regex = new RegExp(\"^\\\\d{\" + length + \"}$\");\r\n    return regex.test(value);\r\n  }\r\n\r\n  function validateForm() {\r\n    let isValid = true;\r\n\r\n    hideError(languageError);\r\n    hideError(referrerError);\r\n    hideError(nameError);\r\n    hideError(phoneError);\r\n    hideError(emailError);\r\n\r\n    syncZohoDropdowns();\r\n\r\n    if (!languageSelect.value) {\r\n      showError(languageError);\r\n      languageSelect.focus();\r\n      isValid = false;\r\n    }\r\n\r\n    if (!firstName.value.trim() || !lastName.value.trim()) {\r\n      if (isValid) {\r\n        firstName.focus();\r\n      }\r\n      showError(nameError);\r\n      isValid = false;\r\n    }\r\n\r\n    if (\r\n      !isDigits(phone1.value.trim(), 3) ||\r\n      !isDigits(phone2.value.trim(), 3) ||\r\n      !isDigits(phone3.value.trim(), 4)\r\n    ) {\r\n      if (isValid) {\r\n        phone1.focus();\r\n      }\r\n      showError(phoneError);\r\n      isValid = false;\r\n    }\r\n\r\n    const emailValue = email.value.trim();\r\n    const emailPattern = \/^[^\\s@]+@[^\\s@]+\\.[^\\s@]+$\/;\r\n\r\n    if (!emailPattern.test(emailValue)) {\r\n      if (isValid) {\r\n        email.focus();\r\n      }\r\n      showError(emailError);\r\n      isValid = false;\r\n    }\r\n\r\n    if (!consent.checked) {\r\n      if (isValid) {\r\n        consent.focus();\r\n      }\r\n      isValid = false;\r\n    }\r\n\r\n    return isValid;\r\n  }\r\n\r\n  if (languageSelect) {\r\n    languageSelect.addEventListener(\"change\", function () {\r\n      syncZohoDropdowns();\r\n      if (this.value) {\r\n        hideError(languageError);\r\n      }\r\n    });\r\n  }\r\n\r\n  if (referrerSelect) {\r\n    referrerSelect.addEventListener(\"change\", function () {\r\n      syncZohoDropdowns();\r\n      hideError(referrerError);\r\n    });\r\n  }\r\n\r\n  if (firstName) {\r\n    firstName.addEventListener(\"input\", function () {\r\n      if (firstName.value.trim() && lastName.value.trim()) {\r\n        hideError(nameError);\r\n      }\r\n    });\r\n  }\r\n\r\n  if (lastName) {\r\n    lastName.addEventListener(\"input\", function () {\r\n      if (firstName.value.trim() && lastName.value.trim()) {\r\n        hideError(nameError);\r\n      }\r\n    });\r\n  }\r\n\r\n  [phone1, phone2, phone3].forEach(function (field) {\r\n    if (field) {\r\n      field.addEventListener(\"input\", function () {\r\n        this.value = this.value.replace(\/\\D\/g, \"\");\r\n        hideError(phoneError);\r\n      });\r\n    }\r\n  });\r\n\r\n  if (email) {\r\n    email.addEventListener(\"input\", function () {\r\n      hideError(emailError);\r\n    });\r\n  }\r\n\r\n  setTrackingFields();\r\n  syncZohoDropdowns();\r\n\r\n  if (form) {\r\n    form.addEventListener(\"submit\", function (e) {\r\n      syncZohoDropdowns();\r\n\r\n      if (!validateForm()) {\r\n        e.preventDefault();\r\n        return false;\r\n      }\r\n    });\r\n  }\r\n});\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t<\/main>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Mortgage CalculatorsYour 4 essential mortgage calculators in one place Discover 4 mortgage calculators to estimate your payments, plan your closing [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1449,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1155","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/servicesfinanciersmaia.com\/en\/wp-json\/wp\/v2\/pages\/1155","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/servicesfinanciersmaia.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/servicesfinanciersmaia.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/servicesfinanciersmaia.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/servicesfinanciersmaia.com\/en\/wp-json\/wp\/v2\/comments?post=1155"}],"version-history":[{"count":2,"href":"https:\/\/servicesfinanciersmaia.com\/en\/wp-json\/wp\/v2\/pages\/1155\/revisions"}],"predecessor-version":[{"id":5464,"href":"https:\/\/servicesfinanciersmaia.com\/en\/wp-json\/wp\/v2\/pages\/1155\/revisions\/5464"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/servicesfinanciersmaia.com\/en\/wp-json\/wp\/v2\/media\/1449"}],"wp:attachment":[{"href":"https:\/\/servicesfinanciersmaia.com\/en\/wp-json\/wp\/v2\/media?parent=1155"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}