{"id":1080,"date":"2025-01-04T18:36:49","date_gmt":"2025-01-04T23:36:49","guid":{"rendered":"https:\/\/servicesfinanciersmaia.com\/home\/"},"modified":"2026-04-02T15:26:52","modified_gmt":"2026-04-02T19:26:52","slug":"home","status":"publish","type":"page","link":"https:\/\/servicesfinanciersmaia.com\/en\/","title":{"rendered":"Home"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1080\" class=\"elementor elementor-1080 elementor-754\" data-elementor-post-type=\"page\">\n\t\t\t\t<main class=\"elementor-element elementor-element-4c45868 e-con-full mortgage-home-page e-flex e-con e-parent\" data-id=\"4c45868\" data-element_type=\"container\" data-e-type=\"container\" id=\"home-main-wrapper\">\n\t\t<div class=\"elementor-element elementor-element-3adba061 e-con-full animated-slow hero-main-layout e-flex e-con e-child\" data-id=\"3adba061\" data-element_type=\"container\" data-e-type=\"container\" id=\"hero-area-wrapper\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-64aa4047 e-con-full hero-title-wrap e-flex e-con e-child\" data-id=\"64aa4047\" data-element_type=\"container\" data-e-type=\"container\" id=\"hero-heading-section\" data-settings=\"{&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20272be2 elementor-widget elementor-widget-heading\" data-id=\"20272be2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Your Trusted Mortgage Broker, Rui Alberto Maia<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21055297 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"21055297\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19eb970 e-con-full bio-content-wrap e-flex e-con e-child\" data-id=\"19eb970\" data-element_type=\"container\" data-e-type=\"container\" id=\"hero-bio-section\" data-settings=\"{&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-939395b e-con-full bio-copy e-flex e-con e-child\" data-id=\"939395b\" data-element_type=\"container\" data-e-type=\"container\" id=\"bio-text-column\" data-settings=\"{&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63a539d elementor-widget elementor-widget-heading\" data-id=\"63a539d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Simplify your mortgage process with a broker who puts your needs first.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14fc5dc elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"14fc5dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9334f3 elementor-widget elementor-widget-text-editor\" data-id=\"e9334f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>Affiliated with <strong data-start=\"206\" data-end=\"240\">Dominion Lending Centres<\/strong> (<a class=\"\" title=\"Rui Alberto Maia, Mortgage Broker @ Dominion Lending Centres\" href=\"https:\/\/www.dlcapp.ca\/app\/ruialberto-maia?lang=en\" target=\"_blank\" rel=\"noopener\" data-start=\"242\" data-end=\"318\"><span style=\"color: #ffff00;\">view my profile<\/span><\/a>) and accredited by the <strong data-start=\"339\" data-end=\"380\">Autorit\u00e9 des march\u00e9s financiers<\/strong> (AMF) (<span style=\"color: #ffff00;\"><a class=\"\" style=\"color: #ffff00;\" href=\"https:\/\/lautorite.qc.ca\/grand-public\/finances-personnelles\/prets-hypothecaires\" target=\"_blank\" rel=\"noopener\" data-start=\"382\" data-end=\"478\">learn more<\/a><\/span>), I bring over 25 years of experience in financial services, with in-depth expertise in <strong data-start=\"597\" data-end=\"625\">mortgage financing<\/strong> and <strong data-start=\"632\" data-end=\"653\">alternative lending<\/strong>.<\/p><p>As a mortgage broker, my commitment is to provide you with personalized service built on integrity and a clear understanding of your needs. With access to a network of more than 20 mortgage lenders and qualified professionals, I help you secure the best rates and the most advantageous terms for your mortgage. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9d7096c e-con-full bio-media e-flex e-con e-child\" data-id=\"9d7096c\" data-element_type=\"container\" data-e-type=\"container\" id=\"bio-photo-column\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e7f8800 elementor-widget elementor-widget-image\" data-id=\"e7f8800\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1080\" height=\"1080\" src=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-EN-Rui-A-Maia-1080-x-1080-2.jpg\" class=\"attachment-full size-full wp-image-1397\" alt=\"Portrait of Rui Alberto Maia, a mortgage broker in Montreal and an expert in mortgage financing with over 25 years of experience.\" srcset=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-EN-Rui-A-Maia-1080-x-1080-2.jpg 1080w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-EN-Rui-A-Maia-1080-x-1080-2-300x300.jpg 300w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-EN-Rui-A-Maia-1080-x-1080-2-1024x1024.jpg 1024w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-EN-Rui-A-Maia-1080-x-1080-2-150x150.jpg 150w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-EN-Rui-A-Maia-1080-x-1080-2-768x768.jpg 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<article class=\"elementor-element elementor-element-d403300 e-con-full content-layout e-flex e-con e-child\" data-id=\"d403300\" data-element_type=\"container\" data-e-type=\"container\" id=\"article-body\">\n\t\t<section class=\"elementor-element elementor-element-be6ef4a e-con-full e-flex e-con e-child\" data-id=\"be6ef4a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-135d7a77 elementor-widget elementor-widget-heading\" data-id=\"135d7a77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/servicesfinanciersmaia.com\/a-propos-de-rui-alberto-maia\/\">Why Choose Rui Alberto Maia, Mortgage Broker?<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22e0d02d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"22e0d02d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c1f0632 elementor-widget elementor-widget-text-editor\" data-id=\"3c1f0632\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>Working with me as your <a title=\"Rui Alberto Maia\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/about-rui-alberto-maia\/\"><strong>mortgage broker<\/strong><\/a> means choosing a professional, personalized approach focused on your needs. Here is why my clients trust me: <\/p><h3>Personalized support<\/h3><p style=\"padding-left: 40px;\">Every financial situation is unique, and I take the time to conduct a thorough <strong>analysis of your situation and your goals<\/strong>. Whether you are looking to buy your first home, refinance your mortgage, or explore alternative options, I offer tailored solutions that are clear and easy to understand. <\/p><h3>Access to better options<\/h3><p style=\"padding-left: 40px;\">With access to a <strong>network of more than 20 lenders<\/strong>, including traditional banks and specialized institutions, I can offer you options you may not find on your own. This includes flexible <a title=\"Alternative Mortgage Loan\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/alternative-mortgage-loan\/\"><strong>alternative mortgage solutions<\/strong><\/a>, ideal for <a title=\"Self-Employed Mortgage Loan\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/self-employed-mortgage-loan\/\" target=\"_blank\" rel=\"noopener\"><strong>self-employed individuals<\/strong><\/a> or those with a non-traditional credit history. <\/p><h3>Expert negotiations<\/h3><p style=\"padding-left: 40px;\">My experience in the field allows me to negotiate competitive <strong>interest rates and favourable terms<\/strong> with lenders. My role is to maximize your benefits while minimizing your costs, ensuring you get the best possible conditions for your mortgage. <\/p><h3>Peace of mind<\/h3><p style=\"padding-left: 40px;\">Administrative steps and negotiations with lenders can be complex and stressful. <strong>I take care of everything for you<\/strong> while keeping you informed every step of the way. This allows you to focus on your plans with complete peace of mind. Whether you want to <a title=\"Buying a Home\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/buying-a-home\/\">buy a home<\/a>, <a title=\"Mortgage Refinancing\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/mortgage-refinancing\/\">refinance your mortgage<\/a>, or renegotiate your home equity line of credit, I am here to guide you at every stage. With me, your real estate project becomes simple, clear, and achievable.    <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-3b562f7 e-con-full animated-slow e-flex e-con e-child\" data-id=\"3b562f7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-69e73e2 elementor-widget elementor-widget-heading\" data-id=\"69e73e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mortgage Financing Options Offered<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f875635 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f875635\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7803f7 elementor-tabs-alignment-stretch elementor-tabs-view-horizontal elementor-widget elementor-widget-tabs\" data-id=\"d7803f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2251\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-2251\" aria-expanded=\"false\">Traditional Financing<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2252\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2252\" aria-expanded=\"false\">Specialized Financing<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2253\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2253\" aria-expanded=\"false\">Alternative Financing<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-2251\" aria-expanded=\"false\">Traditional Financing<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2251\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2251\" tabindex=\"0\" hidden=\"false\"><ul>\n<li><strong>Mortgage Prequalification or Preapproval<\/strong>: Determine your borrowing capacity to <a title=\"Buying a Property\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/buying-a-home\/\">purchase a property<\/a> and gain a clearer understanding of your budget.<\/li>\n<li><strong>Insured Mortgage Loan<\/strong>: <a title=\"Buying a Home\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/buying-a-home\/\">Purchase a home<\/a> with a minimum down payment of 5%.<\/li>\n<li><strong>Conventional Mortgage Loan<\/strong>: Ideal for borrowers with a down payment of 20% or more.<\/li>\n<li><a title=\"Mortgage Renewal\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/mortgage-renewal\/\"><strong>Mortgage Renewal<\/strong><\/a>: Secure a competitive rate at the end of your mortgage term.<\/li>\n<li><a title=\"Mortgage Refinancing\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/mortgage-refinancing\/\"><strong>Mortgage Refinancing<\/strong><\/a>: Lower your monthly payments with a better rate or consolidate your debts.<\/li>\n<li><strong>Home Equity Line of Credit<\/strong>: Take advantage of a credit line secured by the equity in your property.<\/li>\n<li><strong>Mortgage Loan for a Second Home or Vacation Property<\/strong>: Finance the purchase of your dream property.<\/li>\n<\/ul>\n<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2252\" aria-expanded=\"false\">Specialized Financing<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2252\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2252\" tabindex=\"0\" hidden=\"hidden\"><ul>\n<li><strong>Mortgage for Purchase with Renovations<\/strong>: Combine the purchase and renovation of a property into a single loan.<\/li>\n<li><strong>Mortgage with a non-traditional down payment<\/strong>: Access homeownership without using a standard down payment.<\/li>\n<li><strong>Home equity mortgage<\/strong>: Gain greater access to the equity in your home.<\/li>\n<li><strong>Mortgage for newcomers<\/strong>: Solutions tailored to recent immigrants to Canada.<\/li>\n<li><strong>Mortgage for self-employed individuals<\/strong>: Flexible options for independent professionals.<\/li>\n<li><strong>Mortgage for small rental properties (4 units or less)<\/strong>: Finance the purchase of a rental property.<\/li>\n<li><strong>Mortgage for rental buildings<\/strong>: Ideal for financing a rental property.<\/li>\n<li><strong>Financing for semi-commercial and commercial buildings<\/strong>: Finance the acquisition of these types of properties.<\/li>\n<\/ul>\n<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2253\" aria-expanded=\"false\">Alternative Financing<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2253\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2253\" tabindex=\"0\" hidden=\"hidden\"><ul>\n<li><a title=\"Reverse Mortgage\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/reverse-mortgage\/\"><strong>CHIP Reverse Mortgage<\/strong><\/a>: Turn your home equity into cash to meet your retirement needs.<\/li>\n<li><a title=\"Alternative Mortgage Loan\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/alternative-mortgage-loan\/\"><strong>Mortgage Loan for Debt Consolidation or Legal Mortgage<\/strong><\/a>: Combine your debts to simplify payments at a reduced rate.<\/li>\n<li><a title=\"Alternative Mortgage Loan\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/alternative-mortgage-loan\/\"><strong>Mortgage Loan After Bankruptcy<\/strong><\/a>: Obtain financing even if you have filed for bankruptcy.<\/li>\n<li><a title=\"Alternative Mortgage Loan\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/alternative-mortgage-loan\/\"><strong>Mortgage Loan for Consumer Proposal<\/strong><\/a>: Access tailored mortgage options.<\/li>\n<li><a title=\"Self-Employed Mortgage Loan\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/self-employed-mortgage-loan\/\"><strong>Mortgage Loan for Self-Employed (Bank Statements)<\/strong><\/a>: Financing based on your bank statements.<\/li>\n<li><a title=\"Alternative Mortgage Loan\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/alternative-mortgage-loan\/\"><strong>First-Position Private Lender Mortgage<\/strong><\/a>: Ideal for borrowers without income proof or with a low credit score.<\/li>\n<li><a title=\"Alternative Mortgage Loan\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/alternative-mortgage-loan\/\"><strong>Second Rank Private Lender Mortgage<\/strong><\/a>: A flexible solution to complement first-position financing.<\/li>\n<\/ul>\n<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-15615f6 e-con-full e-flex e-con e-child\" data-id=\"15615f6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-62eb076 elementor--h-position-center elementor--v-position-middle elementor-arrows-position-inside elementor-pagination-position-inside elementor-widget elementor-widget-slides\" data-id=\"62eb076\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;navigation&quot;:&quot;both&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;yes&quot;,&quot;transition&quot;:&quot;slide&quot;,&quot;transition_speed&quot;:500}\" data-widget_type=\"slides.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-slides-wrapper elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Diapositives\" dir=\"ltr\" data-animation=\"fadeInUp\">\n\t\t\t\t<div class=\"swiper-wrapper elementor-slides\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-repeater-item-d106741 swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\"><\/div><a class=\"swiper-slide-inner\" href=\"https:\/\/servicesfinanciersmaia.com\/envoyer-un-message\/\" data-cta=\"home_click_send_message\"><div class=\"swiper-slide-contents\"><h2 class=\"elementor-slide-heading\">Mortgage Loan: Solutions tailored to every situation.<\/h2><p class=\"elementor-slide-description\"><p>Get Quick Approval and the Best Mortgage Rate<\/p>\n<\/p><div  class=\"elementor-button elementor-slide-button elementor-size-xs\">Find Your Mortgage Solution<\/div><\/div><\/a><\/div><div class=\"elementor-repeater-item-16e5d74 swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\"><\/div><a class=\"swiper-slide-inner\" href=\"https:\/\/velocity.newton.ca\/sso\/public.php?sc=1uokgihxsvelu\" target=\"_blank\" data-conversion=\"home_click_apply_online\" rel=\"noopener\"><div class=\"swiper-slide-contents\"><h2 class=\"elementor-slide-heading\">Mortgage Approval<\/h2><p class=\"elementor-slide-description\"><p>Your financial situation is unique. I offer the mortgage solution that fits your needs, whether you are buying for the first time, consolidating debt, or have poor credit. <\/p>\n<\/p><div  class=\"elementor-button elementor-slide-button elementor-size-xs\">Get Your Financing Now<\/div><\/div><\/a><\/div><div class=\"elementor-repeater-item-ca2eba1 swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\"><\/div><a class=\"swiper-slide-inner\" href=\"https:\/\/servicesfinanciersmaia.com\/rendez-vous\/\" data-cta=\"home_click_appointment\"><div class=\"swiper-slide-contents\"><h2 class=\"elementor-slide-heading\">Get the best mortgage rate for your situation.<\/h2><p class=\"elementor-slide-description\"><p>With over 25 years of experience, I ensure you get the best terms for your loan, whether it's for a first purchase, refinancing, or renewal, thanks to my access to over 20 lenders.<\/p>\n<\/p><div  class=\"elementor-button elementor-slide-button elementor-size-xs\">Get the Best Mortgage Rate<\/div><\/div><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\" aria-label=\"Previous slide\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-left\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M646 125C629 125 613 133 604 142L308 442C296 454 292 471 292 487 292 504 296 521 308 533L604 854C617 867 629 875 646 875 663 875 679 871 692 858 704 846 713 829 713 812 713 796 708 779 692 767L438 487 692 225C700 217 708 204 708 187 708 171 704 154 692 142 675 129 663 125 646 125Z\"><\/path><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\" aria-label=\"Next slide\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-right\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M696 533C708 521 713 504 713 487 713 471 708 454 696 446L400 146C388 133 375 125 354 125 338 125 325 129 313 142 300 154 292 171 292 187 292 204 296 221 308 233L563 492 304 771C292 783 288 800 288 817 288 833 296 850 308 863 321 871 338 875 354 875 371 875 388 867 400 854L696 533Z\"><\/path><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<section class=\"elementor-element elementor-element-b713a14 e-con-full e-flex e-con e-child\" data-id=\"b713a14\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22b8d2df elementor-widget elementor-widget-heading\" data-id=\"22b8d2df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">My Process: Simple and Transparent<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f663fbe elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f663fbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-351c0387 elementor-widget elementor-widget-text-editor\" data-id=\"351c0387\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>My approach is built on simplicity, transparency, and efficiency to provide you with a smooth and hassle-free experience. Here is how I support you at every step. <\/p><h3>Free consultation<\/h3><p style=\"padding-left: 40px;\">We begin with a personalized consultation, where I take the time to listen to your needs, goals, and financial situation. Whether you are looking to obtain a mortgage, <a title=\"Mortgage Refinancing\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/mortgage-refinancing\/\">refinance your current loan<\/a>, or explore <a title=\"Alternative Mortgage Loan\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/alternative-mortgage-loan\/\">alternative solutions<\/a>, this step allows me to fully understand your expectations so I can offer you the best options. The consultation is completely free and without obligation.  <\/p><h3>Research and comparison<\/h3><p style=\"padding-left: 40px;\">Once your needs are clearly defined, I put my expertise to work by comparing offers from my network of more than 20 lenders, including banks, credit unions, and private lenders. <strong>My goal is to find you the best rates and the most advantageous terms<\/strong>, taking your unique situation into account. This gives you a clear view of the solutions available, without having to do lengthy research on your own. <\/p><h3>Full support<\/h3><p style=\"padding-left: 40px;\">From the initial application to final approval, I am by your side every step of the way. I take care of the administrative process, negotiations with lenders, and every detail to ensure everything moves forward smoothly and without stress for you. You can have peace of mind knowing that a professional is handling your file with care and attention while keeping you informed throughout the process.  <\/p><p>With this simple and transparent process, my goal is to provide you with a smooth and efficient experience so you can focus on what truly matters: achieving your real estate goals with complete peace of mind.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-9966f97 e-con-full e-flex e-con e-child\" data-id=\"9966f97\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c07b121 elementor-widget elementor-widget-heading\" data-id=\"1c07b121\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get the Financing That Fits Your Needs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-769348b4 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"769348b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c6ce018 elementor-widget elementor-widget-text-editor\" data-id=\"4c6ce018\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>With more than 25 years of experience in mortgage financing, Rui Alberto Maia offers personalized service to help you secure the best rates and terms tailored to your needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5db3ed79 elementor-widget elementor-widget-button\" data-id=\"5db3ed79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/appointment\/\" data-cta=\"home_click_appointment_2\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Schedule a Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c52b6b7 e-con-full e-flex e-con e-child\" data-id=\"c52b6b7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54cf2a67 elementor-widget elementor-widget-heading\" data-id=\"54cf2a67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Testimonials from My Clients<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f88168a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5f88168a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77ec94b elementor-widget elementor-widget-html\" data-id=\"77ec94b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\t\t<pre class=\"ti-widget\" style=\"display: none\"><template id=\"trustindex-google-widget-html\"><div class=\" ti-widget  ti-goog ti-review-text-mode-readmore ti-text-align-left\" data-no-translation=\"true\" data-time-locale=\"%d %s ago|today|day|days|week|weeks|month|months|year|years\" data-plugin-version=\"13.2.9\" data-layout-id=\"4\" data-layout-category=\"slider\" data-set-id=\"light-background\" data-pid=\"\" data-language=\"en\" data-close-locale=\"Close\" data-review-target-width=\"300\" data-css-version=\"2\" data-reply-by-locale=\"Owner&apos;s reply\" data-only-rating-locale=\"This user only left a rating.\" data-pager-autoplay-timeout=\"6\"> <div class=\"ti-widget-container ti-col-3\"> <div class=\"ti-reviews-container\"> <div class=\"ti-controls\"> <div class=\"ti-next\" aria-label=\"Next review\" role=\"button\" tabindex=\"0\"><\/div> <div class=\"ti-prev\" aria-label=\"Previous review\" role=\"button\" tabindex=\"0\"><\/div> <\/div> <div class=\"ti-reviews-container-wrapper\">  <div data-empty=\"0\" data-time=\"1715731200\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKxQnNmXLzBLAdKQwsF1LD6LAcxfFSJnwL49mVux9dg9UqHlQ=w40-h40-c-rp-mo-br100\" alt=\"FABIAN OP profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> FABIAN OP <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->100% Recommended!!! Excellent service, Mr Maia can manage your mortgage process very professional. He has the knowledge to make every step simple, well documented and with several options to get the better rates with the financial institutions.    Non stress and always have the answer and solutions. He was super helpful with our second mortgage process and will be our broker for the future. Would \ud83d\udcaf% recommend to my friends!<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1710028800\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJ7G5H3aK0xN4iqlatBV7xEkcSGizA98zi8STbFOKbF5AxHvg=w40-h40-c-rp-mo-br100\" alt=\"Anne-Marie Lia profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Anne-Marie Lia <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->I am happy to say that we were so well served by Mr. Maia. He guided us through the whole process with patience and kindness. His knowledge is outstanding! We will definitely recommend him highly! Thank you Alberto for your dedication !<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1709510400\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocK0n_hYaD8g3bUx9ECXOCGBpW1xqB7JCkEQIoyAlF4XHUnevQ=w40-h40-c-rp-mo-br100\" alt=\"Joe Spiezia profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Joe Spiezia <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Great knowledge very understanding and very helpful to your needs\nWill advise and share is contact with as many people as I can<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1702252800\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocLHjR_nsJt4TV8aQytj9sn09upoTQbVnR0SRON9nshQ-nGazcQ=w40-h40-c-rp-mo-br100\" alt=\"Angie Kamal profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Angie Kamal <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Very knowledgeable and made our transaction smooth from start to finish. He was able to properly access our file, and knew how to move our file forward. We found him after previous failed attempts to purchase a home, and he was able to successfully help us obtain our first home!<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1695859200\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJvgeZra8BKSyMmi3pqhyGuOuXjQ8VhTpi9Q2w_-V71VggMaw=w40-h40-c-rp-mo-br100\" alt=\"barbie bdbawss profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> barbie bdbawss <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Excellent service ! Conscientious thorough he makes sure to dot all i's and cross all t's when I was purchasing my first home. He is available and courteous. I would recommend his services to friends and family<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1658966400\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKZdvCr4fpioYuubxe-0bsrHnKy7JMDWRzM8delNX_2bBHq8w=w40-h40-c-rp-mo-br100\" alt=\"Alexander Jimenez profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Alexander Jimenez <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Excellent service, tr\u00e8s disponible et d\u00e9vou\u00e9. Je recommande fortement !<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1658966400\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKiFYGk8atDOnP8-PKhNXHDLyzecDa56c36q_c3L6hQKpI84w=w40-h40-c-rp-mo-br100\" alt=\"Herber Jimenez profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Herber Jimenez <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Alberto did an excellent service would recommend 5\/5<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1648771200\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJaQQVgBt49-srI9z3ifRKehaR4vXLKkUKDm9wdNn4o3bda_w=w40-h40-c-rp-mo-br100\" alt=\"Medyn Germain profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Medyn Germain <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Super service !\nRapidit\u00e9 , efficacit\u00e9 , \u00e0 l\u2019\u00e9coute des besoins de son client .\nJe suis extr\u00eamement satisfaite!\nUn \u00e9norme merci \u263a\ufe0f<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1609286400\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocL-N2lb46fkbnsTceR7ye91actCibfgODFtTbLzxE-PhAQalQ=w40-h40-c-rp-mo-br100\" alt=\"vlog polu profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> vlog polu <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/e.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Merci pour ton bon travail et ta disponibilit\u00e9<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <\/div> <div class=\"ti-controls-line\"> <div class=\"dot\"><\/div> <\/div> <\/div>  <div class=\"ti-footer-filter-text\">Showing our latest reviews<\/div>  <div class=\"ti-verified-by ti-verified-by-row\" data-style=\"1\"> <div class=\"ti-inner\"> Verified by Trustindex <span class=\"ti-info-icon\"><\/span> <div class=\"ti-disclaimer\">Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. <a href=\"https:\/\/www.trustindex.io\/?a=sys&amp;c=wp-verified-badge&amp;url=\/the-trustindex-verified-badge\/\" target=\"_blank\" rel=\"noopener\">Read more<\/a><\/div> <\/div> <\/div>  <\/div> <\/div> <\/template><\/pre><div data-src=\"https:\/\/cdn.trustindex.io\/loader.js?wp-widget\" data-template-id=\"trustindex-google-widget-html\" data-css-url=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/trustindex-google-widget.css?1776175463\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<article class=\"elementor-element elementor-element-f45965b e-con-full e-flex e-con e-child\" data-id=\"f45965b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d52d667 elementor-widget elementor-widget-heading\" data-id=\"d52d667\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQ: Answers to Your Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c384515 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"c384515\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6dcebf elementor-widget elementor-widget-text-editor\" data-id=\"e6dcebf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>Do you have questions about mortgage services? Here are clear and detailed answers to the most common questions my clients ask. <\/p><h3>Why choose a mortgage broker instead of a bank?<\/h3><p style=\"padding-left: 40px;\">A <a title=\"Rui Alberto Maia\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/about-rui-alberto-maia\/\">mortgage broker<\/a> works for you, not for a financial institution. Unlike banks, which only offer their own products, a broker gives you access to a wide network of lenders, including banks, credit unions, and private lenders. This impartial approach makes it possible to find a solution tailored to your specific needs, often with more competitive rates. In addition, a broker handles all the administrative steps and negotiations, saving you time and giving you peace of mind.   <\/p><h3>What is an alternative mortgage loan?<\/h3><p style=\"padding-left: 40px;\">An <a title=\"Alternative Mortgage Loan\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/alternative-mortgage-loan\/\">alternative mortgage loan<\/a> is a flexible solution designed for individuals with unique needs or those who do not meet traditional bank criteria.<\/p><p style=\"padding-left: 40px;\">This type of loan may be ideal for:<\/p><ul><li style=\"list-style-type: none;\"><ul><li style=\"list-style-type: none;\"><ul><li style=\"list-style-type: none;\"><ul><li><a title=\"Self-Employed Mortgage Loan\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/self-employed-mortgage-loan\/\">Self-employed<\/a> individuals whose income is not easily verifiable.<\/li><li>People with a low credit score or a complex financial history.<\/li><li>Clients who require a non-traditional down payment.<\/li><li>Alternative lenders place more emphasis on the value of the property and the overall strength of your file, rather than relying only on standard criteria such as declared income.<\/li><\/ul><\/li><\/ul><\/li><\/ul><\/li><\/ul><h3>When should I renew my mortgage?<\/h3><p style=\"padding-left: 40px;\">You can start exploring your <a title=\"Mortgage Renewal\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/mortgage-renewal\/\">mortgage renewal<\/a> options up to six months before the maturity date of your current contract. Planning ahead allows you to compare rates and terms offered by different lenders. Don\u2019t limit yourself to the initial offer from your financial institution: <strong>a mortgage broker can help you negotiate better terms or find a more advantageous solution elsewhere<\/strong>. This could reduce your monthly payments or provide conditions better suited to your current situation.   <\/p><p><strong>Do you have any other questions?<\/strong><\/p><p>If your question is not listed here, I am available to answer it. <a title=\"Contact me\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/appointment\/\">Contact me<\/a> for a free consultation and discover how I can help you with your mortgage project.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t<div class=\"elementor-element elementor-element-587e7c6 e-con-full e-flex e-con e-child\" data-id=\"587e7c6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7351ca24 elementor-widget elementor-widget-heading\" data-id=\"7351ca24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Follow me on social media\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62c90f26 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"62c90f26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-edf535a elementor-widget elementor-widget-text-editor\" data-id=\"edf535a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>Need expert advice on mortgage financing? 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value=\"Instagram\">Instagram<\/option>\r\n                <option value=\"Kijiji Ads\">Kijiji Ads<\/option>\r\n                <option value=\"Les Pac Ads\">Les Pac Ads<\/option>\r\n                <option value=\"LinkedIn\">LinkedIn<\/option>\r\n                <option value=\"Other\">Other<\/option>\r\n                <option value=\"Twitter\">Twitter<\/option>\r\n                <option value=\"TikTok\">TikTok<\/option>\r\n              <\/select>\r\n              <p id=\"Dropdown-Referrer_error\" class=\"zf-errorMessage\" style=\"display:none;\">\r\n Please tell us how you heard about our website.\r\n              <\/p>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <!-- Name -->\r\n        <div class=\"form-row name-fields-row\">\r\n          <div class=\"form-col\">\r\n            <fieldset class=\"zf-tempContDiv zf-name-group\" style=\"border:0; padding:0; margin:0;\">\r\n              <legend class=\"zf-labelName\">Your Name <em 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