{"id":1041,"date":"2024-12-28T20:31:39","date_gmt":"2024-12-29T01:31:39","guid":{"rendered":"https:\/\/servicesfinanciersmaia.com\/about-rui-alberto-maia\/"},"modified":"2026-04-01T19:18:07","modified_gmt":"2026-04-01T23:18:07","slug":"about-rui-alberto-maia","status":"publish","type":"page","link":"https:\/\/servicesfinanciersmaia.com\/en\/about-rui-alberto-maia\/","title":{"rendered":"About Rui Alberto Maia"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1041\" class=\"elementor elementor-1041 elementor-156\" data-elementor-post-type=\"page\">\n\t\t\t\t<main class=\"elementor-element elementor-element-3040829 e-con-full mortgage-page e-flex e-con e-parent\" data-id=\"3040829\" data-element_type=\"container\" data-e-type=\"container\" id=\"main-wrapper\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t<section class=\"elementor-element elementor-element-2e9cb42b e-con-full bg-accent e-flex e-con e-child\" data-id=\"2e9cb42b\" data-element_type=\"container\" data-e-type=\"container\" id=\"hero-section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t<article class=\"elementor-element elementor-element-2dde7823 e-con-full hero-copy-wrap e-flex e-con e-child\" data-id=\"2dde7823\" data-element_type=\"container\" data-e-type=\"container\" id=\"intro-text\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ba4fe49 elementor-widget elementor-widget-heading\" data-id=\"6ba4fe49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Rui Alberto Maia <br>Your Trusted Mortgage Broker<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2875ca44 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2875ca44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48c2308f elementor-widget elementor-widget-text-editor\" data-id=\"48c2308f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>With more than 25 years of experience, Rui Alberto Maia, a mortgage broker in Montreal, guides you through your real estate plans, whether for a purchase, renewal, or refinancing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t<div class=\"elementor-element elementor-element-2756853c e-con-full hero-media-wrap e-flex e-con e-child\" data-id=\"2756853c\" data-element_type=\"container\" data-e-type=\"container\" id=\"intro-image\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e51b031 elementor-widget elementor-widget-image\" data-id=\"6e51b031\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;none&quot;,&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1080\" height=\"1080\" src=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-EN-Rui-A-Maia-1080-x-1080-2.jpg\" class=\"attachment-full size-full wp-image-1397\" alt=\"Portrait of Rui Alberto Maia, a mortgage broker in Montreal and an expert in mortgage financing with over 25 years of experience.\" srcset=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-EN-Rui-A-Maia-1080-x-1080-2.jpg 1080w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-EN-Rui-A-Maia-1080-x-1080-2-300x300.jpg 300w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-EN-Rui-A-Maia-1080-x-1080-2-1024x1024.jpg 1024w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-EN-Rui-A-Maia-1080-x-1080-2-150x150.jpg 150w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-EN-Rui-A-Maia-1080-x-1080-2-768x768.jpg 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-4994a74 e-con-full content-layout e-flex e-con e-child\" data-id=\"4994a74\" data-element_type=\"container\" data-e-type=\"container\" id=\"article-body\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t<aside class=\"elementor-element elementor-element-8f63257 e-con-full sidebar-sticky-wrap elementor-hidden-mobile elementor-hidden-tablet e-flex e-con e-child\" data-id=\"8f63257\" data-element_type=\"container\" data-e-type=\"container\" id=\"toc-section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f79498 elementor-widget__width-initial mortgage-toc-widget elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"4f79498\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"toc\" data-settings=\"{&quot;marker_view&quot;:&quot;bullets&quot;,&quot;no_headings_message&quot;:&quot;Aucun titre n\\u2019a \\u00e9t\\u00e9 trouv\\u00e9 sur cette page.&quot;,&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;],&quot;container&quot;:&quot;#page-content&quot;,&quot;collapse_subitems&quot;:&quot;yes&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:200,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;icon&quot;:{&quot;value&quot;:&quot;fas fa-circle&quot;,&quot;library&quot;:&quot;fa-solid&quot;,&quot;rendered_tag&quot;:&quot;&lt;svg class=\\&quot;e-font-icon-svg e-fas-circle\\&quot; viewBox=\\&quot;0 0 512 512\\&quot; xmlns=\\&quot;http:\\\/\\\/www.w3.org\\\/2000\\\/svg\\&quot;&gt;&lt;path d=\\&quot;M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\\&quot;&gt;&lt;\\\/path&gt;&lt;\\\/svg&gt;&quot;},&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h2 class=\"elementor-toc__header-title\">\n\t\t\t\tTable of Contents\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__4f79498\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__4f79498\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__4f79498\" class=\"elementor-toc__body elementor-toc__list-items--collapsible\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/aside>\n\t\t<article class=\"elementor-element elementor-element-1a7a9c91 e-con-full mortgage-article-content e-flex e-con e-child\" data-id=\"1a7a9c91\" data-element_type=\"container\" data-e-type=\"container\" id=\"page-content\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<section class=\"elementor-element elementor-element-ebdbcec e-con-full e-flex e-con e-child\" data-id=\"ebdbcec\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation_mobile&quot;:&quot;none&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1aca9102 elementor-widget elementor-widget-heading\" data-id=\"1aca9102\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">About Rui Alberto Maia: <br>Your Trusted Mortgage Broker<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42df1b8f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"42df1b8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29500ee7 elementor-widget elementor-widget-text-editor\" data-id=\"29500ee7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>My name is Rui Alberto Maia, a mortgage broker with <a title=\"Rui Alberto Maia, Mortgage Broker with Dominion Lending Centres\" href=\"https:\/\/www.dlcapp.ca\/app\/ruialberto-maia?lang=en\" target=\"_blank\" rel=\"noopener\">Dominion Lending Centres<\/a> and accredited by the <a title=\"Autorit\u00e9 des march\u00e9s financiers - AMF\" href=\"https:\/\/lautorite.qc.ca\/grand-public\/finances-personnelles\/prets-hypothecaires\" target=\"_blank\" rel=\"noopener\">Autorit\u00e9 des march\u00e9s financiers<\/a> (AMF). I have over 25 years of experience in mortgage financing. <\/p><p>My role is to guide you through every step of your project, whether you are a first-time buyer, looking to renew your mortgage, or considering refinancing. My approach is based on listening, transparency, and solutions tailored to your unique needs. I am committed to providing you with competitive rates and clear advice, taking into account your financial situation and long-term goals.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-185aab3 elementor-widget elementor-widget-text-editor\" data-id=\"185aab3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<h3>My Experience<\/h3><p>Since the beginning of my career in 1996, I have helped numerous clients achieve their financial goals. I started as a financial advisor at a major banking institution, where I gained solid knowledge of loan products and client expectations. I then served as a Sales Director, which allowed me to manage teams and oversee more complex financing projects.  <\/p><p>Today, as an independent broker, I have the freedom to work with various lenders to offer you the best financing options available on the market. Whether it&#8217;s purchasing a property, refinancing an existing mortgage, or consolidating debts, I ensure that each solution is perfectly tailored to your needs. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-42fa221e e-con-full e-flex e-con e-child\" data-id=\"42fa221e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24e9373f elementor-widget elementor-widget-heading\" data-id=\"24e9373f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Meet Rui Alberto Maia, Your Trusted Mortgage Broker\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7bab47f3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7bab47f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f7d3863 elementor-widget elementor-widget-text-editor\" data-id=\"6f7d3863\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>With more than 25 years of experience in mortgage financing, Rui is ready to help you achieve your goals. Contact him today for a personalized consultation. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6549951 elementor-widget elementor-widget-button\" data-id=\"6549951\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/appointment\/\" data-cta=\"about_appointment\" id=\"about_appointment\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Schedule a Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<section class=\"elementor-element elementor-element-488b293 e-con-full e-flex e-con e-child\" data-id=\"488b293\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation_mobile&quot;:&quot;none&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-821f03d elementor-widget elementor-widget-heading\" data-id=\"821f03d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">My Services in Detail<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12b6b1e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"12b6b1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-55792f5 e-con-full e-flex e-con e-child\" data-id=\"55792f5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-73b5b53 e-con-full e-flex e-con e-child\" data-id=\"73b5b53\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c84e534 elementor-widget elementor-widget-image\" data-id=\"c84e534\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/servicesfinanciersmaia.com\/acheter-une-maison\/\" data-nav=\"about_purchase_home\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2160\" height=\"2160\" src=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Acheter-une-Maison-2024.12_1-1.jpeg\" class=\"attachment-full size-full wp-image-227\" alt=\"A happy couple standing in front of their new home with the words \u201cBuying a Home,\u201d representing the home-buying process.\" srcset=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Acheter-une-Maison-2024.12_1-1.jpeg 2160w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Acheter-une-Maison-2024.12_1-1-300x300.jpeg 300w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Acheter-une-Maison-2024.12_1-1-1024x1024.jpeg 1024w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Acheter-une-Maison-2024.12_1-1-150x150.jpeg 150w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Acheter-une-Maison-2024.12_1-1-768x768.jpeg 768w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Acheter-une-Maison-2024.12_1-1-1536x1536.jpeg 1536w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Acheter-une-Maison-2024.12_1-1-2048x2048.jpeg 2048w\" sizes=\"(max-width: 2160px) 100vw, 2160px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9679695 e-con-full e-flex e-con e-child\" data-id=\"9679695\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aeb4cbc elementor-widget elementor-widget-heading\" data-id=\"aeb4cbc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Buying a Home: Mortgage Loan for Home Purchase<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c9ff7d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3c9ff7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e1fb46 elementor-widget elementor-widget-text-editor\" data-id=\"6e1fb46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p><a title=\"Buying a Home\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/buying-a-home\/\">Buying a home<\/a> is a major milestone. I support you in obtaining a <strong>mortgage as a first-time buyer<\/strong>, taking into account various factors: <\/p><ul><li style=\"list-style-type: none;\"><ul><li style=\"list-style-type: none;\"><ul><li><strong>Pre-Qualification<\/strong>: I help you obtain a quick pre-qualification to determine your budget and better target your home search.<\/li><li><strong>Loan Option Comparison<\/strong>: I don\u2019t just compare mortgage rates. I also review the loan terms, including refinancing conditions, prepayment options, and early payoff penalties, to give you a complete overview. <\/li><li><strong>Refinancing Options<\/strong>: I identify loans that allow for easy refinancing, giving you the flexibility to adjust your mortgage as your needs evolve.<\/li><li><strong>Early Repayment Penalties: I inform you of any potential penalties if you decide to pay off your mortgage before the end of its term. This helps you anticipate costs in the event of a sale, transfer, or future refinance.<\/strong> <\/li><\/ul><\/li><\/ul><\/li><\/ul><p><strong>Real Example<\/strong>: I recently helped a first-time homebuyer select a loan with flexible prepayment options, allowing them to pay off a portion of their mortgage faster without incurring penalties.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-52723b5 e-con-full e-flex e-con e-child\" data-id=\"52723b5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9c33496 e-con-full e-flex e-con e-child\" data-id=\"9c33496\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-87965bf elementor-widget elementor-widget-image\" data-id=\"87965bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/servicesfinanciersmaia.com\/renouvellement-hypothecaire\/\" data-nav=\"about_mortgage_renewal\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2160\" height=\"2160\" src=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Renouvellement-hypothecaire-2024.12-2.jpeg\" class=\"attachment-full size-full wp-image-637\" alt=\"A mortgage broker explaining mortgage renewal options to a couple, with financial charts and documents on the table.\" srcset=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Renouvellement-hypothecaire-2024.12-2.jpeg 2160w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Renouvellement-hypothecaire-2024.12-2-300x300.jpeg 300w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Renouvellement-hypothecaire-2024.12-2-1024x1024.jpeg 1024w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Renouvellement-hypothecaire-2024.12-2-150x150.jpeg 150w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Renouvellement-hypothecaire-2024.12-2-768x768.jpeg 768w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Renouvellement-hypothecaire-2024.12-2-1536x1536.jpeg 1536w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Renouvellement-hypothecaire-2024.12-2-2048x2048.jpeg 2048w\" sizes=\"(max-width: 2160px) 100vw, 2160px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-46ae420 e-con-full e-flex e-con e-child\" data-id=\"46ae420\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-80ba09a elementor-widget elementor-widget-heading\" data-id=\"80ba09a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Mortgage Renewal: Competitive Mortgage Rates<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-832e8c1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"832e8c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0feba6e elementor-widget elementor-widget-text-editor\" data-id=\"0feba6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>When your mortgage reaches its term, it\u2019s the perfect time to compare <a title=\"Mortgage Renewal\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/mortgage-renewal\/\">mortgage renewal<\/a> rates. Many homeowners accept their bank\u2019s mortgage renewal offer without exploring other options. <\/p><ul><li style=\"list-style-type: none;\"><ul><li><strong>Get a Competitive Rate<\/strong>: Rates are constantly changing, and a mortgage renewal can provide you with significant savings.<\/li><li><strong>Reduction of monthly payments<\/strong>: By obtaining a lower rate, you can reduce your monthly payments or shorten the term of your loan.<\/li><li><strong>Refinancing option<\/strong>: Mortgage renewal is also an opportunity to consider refinancing to access the equity in your home.<\/li><\/ul><\/li><\/ul><p><strong>Real example<\/strong>: I helped a client with a $300,000 loan secure a rate 0.75% lower than the one offered by their bank, saving them over $20,000.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-3356eb3 e-con-full e-flex e-con e-child\" data-id=\"3356eb3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-cca6491 e-con-full e-flex e-con e-child\" data-id=\"cca6491\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c7c3021 elementor-widget elementor-widget-image\" data-id=\"c7c3021\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/servicesfinanciersmaia.com\/refinancement-hypothecaire\/\" data-nav=\"about_mortgage_refinancing\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2160\" height=\"2160\" src=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Refinaement-hypothecaire-2024.12-2.jpeg\" class=\"attachment-full size-full wp-image-595\" alt=\"An older couple sitting on a couch, reviewing a laptop in a warm setting, symbolizing mortgage refinancing with the help of a broker.\" srcset=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Refinaement-hypothecaire-2024.12-2.jpeg 2160w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Refinaement-hypothecaire-2024.12-2-300x300.jpeg 300w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Refinaement-hypothecaire-2024.12-2-1024x1024.jpeg 1024w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Refinaement-hypothecaire-2024.12-2-150x150.jpeg 150w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Refinaement-hypothecaire-2024.12-2-768x768.jpeg 768w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Refinaement-hypothecaire-2024.12-2-1536x1536.jpeg 1536w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Refinaement-hypothecaire-2024.12-2-2048x2048.jpeg 2048w\" sizes=\"(max-width: 2160px) 100vw, 2160px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7314ec3 e-con-full e-flex e-con e-child\" data-id=\"7314ec3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0c91f5 elementor-widget elementor-widget-heading\" data-id=\"c0c91f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Mortgage Refinancing and Home Equity<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7ab104 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"c7ab104\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd2d9d2 elementor-widget elementor-widget-text-editor\" data-id=\"dd2d9d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p><a title=\"Mortgage Refinancing\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/mortgage-refinancing\/\"><strong>Mortgage refinancing<\/strong><\/a> allows you to unlock the equity in your home to finance projects, pay off debts, or invest.<\/p><ul><li style=\"list-style-type: none;\"><ul><li style=\"list-style-type: none;\"><ul><li><strong>Refinancing to reduce debt<\/strong>: Turn high-interest debts into a low-rate mortgage loan.<\/li><li><strong>Finance projects<\/strong>: Use your equity for renovations, education, or other projects.<\/li><li><strong>Invest in real estate<\/strong>: Equity can be used as leverage for real estate investments.<\/li><\/ul><\/li><\/ul><\/li><\/ul><p><strong>Real example<\/strong>: A couple refinanced their home to obtain $75,000 for energy-efficient renovations while benefiting from a lower rate, which reduced their total financing cost.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-580a7b6 e-con-full e-flex e-con e-child\" data-id=\"580a7b6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-be1254d e-con-full e-flex e-con e-child\" data-id=\"be1254d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-45b588b elementor-widget elementor-widget-image\" data-id=\"45b588b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/servicesfinanciersmaia.com\/pret-hypothecaire-alternatif\/\" data-nav=\"about_alternative_mortgage\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2160\" height=\"2160\" src=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Pret-hypothecaire-alternatif-2024.12-2.jpeg\" class=\"attachment-full size-full wp-image-481\" alt=\"A mortgage broker advising a client on an alternative mortgage loan, with financial documents on the table.\" srcset=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Pret-hypothecaire-alternatif-2024.12-2.jpeg 2160w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Pret-hypothecaire-alternatif-2024.12-2-300x300.jpeg 300w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Pret-hypothecaire-alternatif-2024.12-2-1024x1024.jpeg 1024w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Pret-hypothecaire-alternatif-2024.12-2-150x150.jpeg 150w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Pret-hypothecaire-alternatif-2024.12-2-768x768.jpeg 768w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Pret-hypothecaire-alternatif-2024.12-2-1536x1536.jpeg 1536w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Pret-hypothecaire-alternatif-2024.12-2-2048x2048.jpeg 2048w\" sizes=\"(max-width: 2160px) 100vw, 2160px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-93f8ee8 e-con-full e-flex e-con e-child\" data-id=\"93f8ee8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8edb733 elementor-widget elementor-widget-heading\" data-id=\"8edb733\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Debt Consolidation and Restructuring<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09396a6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"09396a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-711b57a elementor-widget elementor-widget-text-editor\" data-id=\"711b57a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p><strong>Debt consolidation<\/strong> is an effective solution to combine high-interest debts into a single <strong>low-rate mortgage loan<\/strong>.<\/p><ul><li style=\"list-style-type: none;\"><ul><li style=\"list-style-type: none;\"><ul><li><strong>A single payment<\/strong>: Simplify your finances with one monthly payment.<\/li><li><strong>Interest rate reduction<\/strong>: Mortgage rates are lower than credit card rates, reducing the total cost of your debts.<\/li><li><strong>Credit improvement<\/strong>: Better debt management can enhance your credit score.<\/li><\/ul><\/li><\/ul><\/li><\/ul><p><strong>Real example<\/strong>: A client with $40,000 in high-interest debt consolidated it into a 4% mortgage, reducing their monthly payments by $600 and improving their financial stability.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-2603e5d e-con-full e-flex e-con e-child\" data-id=\"2603e5d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-bf03ce6 e-con-full e-flex e-con e-child\" data-id=\"bf03ce6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3102d9a elementor-widget elementor-widget-image\" data-id=\"3102d9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/servicesfinanciersmaia.com\/hypotheque-inversee\/\" data-nav=\"about_reverse_mortgage\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2160\" height=\"2160\" src=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Hypotheque-inversee-2024.12-1.jpeg\" class=\"attachment-full size-full wp-image-521\" alt=\"An older couple sitting comfortably in a bright and welcoming living room, representing the benefits of a reverse mortgage.\" srcset=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Hypotheque-inversee-2024.12-1.jpeg 2160w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Hypotheque-inversee-2024.12-1-300x300.jpeg 300w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Hypotheque-inversee-2024.12-1-1024x1024.jpeg 1024w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Hypotheque-inversee-2024.12-1-150x150.jpeg 150w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Hypotheque-inversee-2024.12-1-768x768.jpeg 768w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Hypotheque-inversee-2024.12-1-1536x1536.jpeg 1536w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Hypotheque-inversee-2024.12-1-2048x2048.jpeg 2048w\" sizes=\"(max-width: 2160px) 100vw, 2160px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8a567bf e-con-full e-flex e-con e-child\" data-id=\"8a567bf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d3966d9 elementor-widget elementor-widget-heading\" data-id=\"d3966d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Reverse Mortgage: A Flexible Solution for Retirees<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d117e1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3d117e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-033e2eb elementor-widget elementor-widget-text-editor\" data-id=\"033e2eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>A <a title=\"Reverse Mortgage\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/reverse-mortgage\/\"><strong>reverse mortgage<\/strong><\/a> is a financial solution designed for homeowners aged 55 and over, allowing them to convert part of their home equity into cash while continuing to live in their property.<\/p><ul><li style=\"list-style-type: none;\"><ul><li style=\"list-style-type: none;\"><ul><li><strong>Access to capital without selling your property<\/strong>: You receive funds to finance your projects or cover expenses without having to sell your home.<\/li><li><strong>No monthly payments required<\/strong>: You are not required to make any payments as long as you live in the property.<\/li><li><strong>Financial flexibility in retirement<\/strong>: Ideal for supplementing your income or accomplishing significant projects, such as traveling or supporting your loved ones<\/li><\/ul><\/li><\/ul><\/li><\/ul><p><strong>Real-life example<\/strong>: I helped a couple access $150,000 through a reverse mortgage, allowing them to finance renovations and travel while keeping their family home.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-4fcf770 e-con-full e-flex e-con e-child\" data-id=\"4fcf770\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-c056935 e-con-full e-flex e-con e-child\" data-id=\"c056935\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab47baf elementor-widget elementor-widget-image\" data-id=\"ab47baf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/servicesfinanciersmaia.com\/pret-hypothecaire-alternatif\/\" data-nav=\"about_alternative_mortgage_last\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2160\" height=\"2160\" src=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Pret-hypothecaire-alternatif-2024.12-2.jpeg\" class=\"attachment-full size-full wp-image-481\" alt=\"A mortgage broker advising a client on an alternative mortgage loan, with financial documents on the table.\" srcset=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Pret-hypothecaire-alternatif-2024.12-2.jpeg 2160w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Pret-hypothecaire-alternatif-2024.12-2-300x300.jpeg 300w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Pret-hypothecaire-alternatif-2024.12-2-1024x1024.jpeg 1024w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Pret-hypothecaire-alternatif-2024.12-2-150x150.jpeg 150w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Pret-hypothecaire-alternatif-2024.12-2-768x768.jpeg 768w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Pret-hypothecaire-alternatif-2024.12-2-1536x1536.jpeg 1536w, https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/2025\/01\/SFM-Website-EN-Pret-hypothecaire-alternatif-2024.12-2-2048x2048.jpeg 2048w\" sizes=\"(max-width: 2160px) 100vw, 2160px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b884861 e-con-full e-flex e-con e-child\" data-id=\"b884861\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-06af96d elementor-widget elementor-widget-heading\" data-id=\"06af96d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Alternative Mortgage Loan: A Flexible Solution for Your Specific Needs<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff57ca4 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ff57ca4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd8de7e elementor-widget elementor-widget-text-editor\" data-id=\"cd8de7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>An <a title=\"Alternative Mortgage Loan\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/alternative-mortgage-loan\/\"><strong>alternative mortgage<\/strong><\/a> loan is designed for borrowers who do not meet traditional bank criteria. It offers a tailored solution to finance your projects. <\/p><ul><li style=\"list-style-type: none;\"><ul><li style=\"list-style-type: none;\"><ul><li><strong>Adapted to specific situations<\/strong>: Ideal for self-employed individuals, people with low credit scores, or undeclared income.<\/li><li><strong>Flexible terms<\/strong>: Various options for down payments, interest rates, and amortization periods.<\/li><li><strong>Access to specialized lenders<\/strong>: I work with institutions that assess your overall potential rather than relying solely on traditional banking standards.<\/li><\/ul><\/li><\/ul><\/li><\/ul><p><strong>Real example<\/strong>: I assisted an entrepreneurial client in securing a $400,000 mortgage despite fluctuating income by working with a specialized lender and structuring a flexible down payment.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-12381f81 e-con-full e-flex e-con e-child\" data-id=\"12381f81\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c52b348 elementor-widget elementor-widget-heading\" data-id=\"3c52b348\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Follow me on social media\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bc7e42e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1bc7e42e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3abd6497 elementor-widget elementor-widget-text-editor\" data-id=\"3abd6497\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>Need expert advice on mortgage financing? 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role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-yelp elementor-animation-shrink elementor-repeater-item-76cd52a\" href=\"https:\/\/www.yelp.com\/biz\/rui-alberto-maia-montr%C3%A9al-7\" target=\"_blank\" data-social=\"yelp_icon\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Yelp<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-yelp\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M42.9 240.32l99.62 48.61c19.2 9.4 16.2 37.51-4.5 42.71L30.5 358.45a22.79 22.79 0 0 1-28.21-19.6 197.16 197.16 0 0 1 9-85.32 22.8 22.8 0 0 1 31.61-13.21zm44 239.25a199.45 199.45 0 0 0 79.42 32.11A22.78 22.78 0 0 0 192.94 490l3.9-110.82c.7-21.3-25.5-31.91-39.81-16.1l-74.21 82.4a22.82 22.82 0 0 0 4.09 34.09zm145.34-109.92l58.81 94a22.93 22.93 0 0 0 34 5.5 198.36 198.36 0 0 0 52.71-67.61A23 23 0 0 0 364.17 370l-105.42-34.26c-20.31-6.5-37.81 15.8-26.51 33.91zm148.33-132.23a197.44 197.44 0 0 0-50.41-69.31 22.85 22.85 0 0 0-34 4.4l-62 91.92c-11.9 17.7 4.7 40.61 25.2 34.71L366 268.63a23 23 0 0 0 14.61-31.21zM62.11 30.18a22.86 22.86 0 0 0-9.9 32l104.12 180.44c11.7 20.2 42.61 11.9 42.61-11.4V22.88a22.67 22.67 0 0 0-24.5-22.8 320.37 320.37 0 0 0-112.33 30.1z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<section class=\"elementor-element elementor-element-d0a813c e-con-full e-flex e-con e-child\" data-id=\"d0a813c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3047b51 elementor-widget elementor-widget-heading\" data-id=\"3047b51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">My Mission: Your Trusted Partner for an Exceptional Mortgage Experience\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cbb83ca elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"cbb83ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1113daf elementor-widget elementor-widget-text-editor\" data-id=\"1113daf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>My mission is to provide you with an exceptional mortgage experience by offering personalized advice and financial solutions tailored to your unique needs. I am committed to acting with integrity, empathy, and professionalism at every stage of the mortgage process, guiding you toward informed decisions that contribute to your long-term financial stability. <\/p><h3>What this means for you<\/h3><ul><li style=\"list-style-type: none;\"><ul><li><strong>Personalized advice<\/strong>: I take the time to understand your situation, goals, and concerns to offer tailored solutions, whether it&#8217;s for a mortgage loan, a mortgage renewal, or refinancing.<\/li><li><strong>Support every step of the way<\/strong>: From pre-qualification to final financing, I guide you through each stage of the process, simplifying the steps and making financing more accessible.<\/li><li><strong>A long-term commitment<\/strong>: My goal is to become your trusted partner for all your mortgage needs, helping you not only achieve your homeownership dreams but also build a strong financial future.<\/li><\/ul><\/li><\/ul><p>By working with dedication and always prioritizing your interests, I strive to provide you with a lasting relationship built on transparency, trust, and respect. Whether you are a first-time buyer, a homeowner looking to renew or refinance, or a real estate investor, I am here to guide you toward success. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-a60453d e-con-full e-flex e-con e-child\" data-id=\"a60453d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec4445e elementor-widget elementor-widget-heading\" data-id=\"ec4445e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">My Values: What Guides My Mortgage Approach<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-039ddc9 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"039ddc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d8cbb0 elementor-widget elementor-widget-text-editor\" data-id=\"6d8cbb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<p>My commitment as a mortgage broker is built on fundamental values that guide me at every stage of our relationship. These values are at the core of my mission and the way I work with my clients: <\/p><p> <\/p><h3>Integrity<\/h3><p style=\"padding-left: 40px;\">I am committed to acting ethically and transparently in all our interactions. My goal is to provide you with clear and honest information so you fully understand the terms and implications of your financial decisions. You can trust that I will always advise you based on what is best for your situation.  <\/p><p> <\/p><h3>Empathy<\/h3><p style=\"padding-left: 40px;\">I understand that every client has unique needs and situations. I actively listen to your concerns and goals to offer truly tailored solutions. Whether you are looking to buy a home, a homeowner seeking a mortgage renewal or refinancing, or a real estate investor, I ensure that every solution aligns with your reality. <br>  <\/p><p> <\/p><h3>Professionalism<\/h3><p style=\"padding-left: 40px;\">With over 25 years of experience in real estate financing, I am committed to providing high-quality service to every client. I leverage my expertise and market knowledge to proactively guide you through each step of the mortgage process. My goal is to make your experience as smooth and efficient as possible.  <\/p><p> <\/p><h3>Accountability<\/h3><p style=\"padding-left: 40px;\">I take responsibility for my actions and their consequences. I ensure that the recommendations I make are always in your best interest, even if it sometimes means advising you to delay or reconsider a mortgage decision. Transparency is paramount to me, and I want you to feel confident throughout the entire process.<br>  <\/p><p> <\/p><h3>Innovation<\/h3><p style=\"padding-left: 40px;\">I am constantly seeking improvements to simplify the mortgage process and make it more accessible. I embrace new technologies and offer creative solutions to meet the evolving needs of my clients. Whether through the use of innovative digital tools or cutting-edge financial strategies, my goal is to make financing clearer and more efficient.<br>  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-ba58718 e-con-full e-flex e-con e-child\" data-id=\"ba58718\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e8d83a8 elementor-widget elementor-widget-heading\" data-id=\"e8d83a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions (FAQs)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f44f134 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f44f134\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d006d99 elementor-widget elementor-widget-text-editor\" data-id=\"d006d99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<h3>Why choose a mortgage broker?<\/h3><p style=\"padding-left: 40px;\">A mortgage broker compares offers from various lenders to help you secure the best rate, while working for you, not the bank.<\/p><h3>Does mortgage refinancing affect my credit?<\/h3><p style=\"padding-left: 40px;\"><a title=\"Mortgage Refinancing\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/mortgage-refinancing\/\">Mortgage refinancing<\/a> may temporarily affect your credit because of the credit check, but it can improve your score in the long term.<\/p><h3>What is the difference between a mortgage loan and a refinance?<\/h3><p style=\"padding-left: 40px;\">A mortgage loan is a sum of money borrowed and repaid through regular payments, secured by the home itself. <a title=\"Mortgage Refinancing\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/mortgage-refinancing\/\">Mortgage refinancing<\/a> involves replacing your current loan with a new mortgage, a home equity line of credit, or both, in order to obtain better terms or access the equity built up in your home. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-870debc e-con-full e-flex e-con e-child\" data-id=\"870debc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99cbccb elementor-widget elementor-widget-heading\" data-id=\"99cbccb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Choose Me as Your Mortgage Broker?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa24dfc elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"fa24dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4e787a elementor-widget elementor-widget-text-editor\" data-id=\"b4e787a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t\t<ul><li style=\"list-style-type: none;\"><ul><li style=\"list-style-type: none;\"><ul><li><strong>Experience<\/strong>: Over 25 years in the mortgage financing industry in Montreal.<\/li><li><strong>Wide range of lenders<\/strong>: Access to banks, credit unions, and private lenders.<\/li><li><strong>Personalized advice<\/strong>: Support at every stage, from pre-qualification to signing your mortgage.<\/li><\/ul><\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-00be9f3 e-con-full e-flex e-con e-child\" data-id=\"00be9f3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation_mobile&quot;:&quot;none&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a520523 elementor-widget elementor-widget-heading\" data-id=\"a520523\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Client Testimonials<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-481a233 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"481a233\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1601c18 elementor-widget elementor-widget-html\" data-id=\"1601c18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\t\t<pre class=\"ti-widget\"><template id=\"trustindex-google-widget-html\"><div class=\" ti-widget  ti-goog ti-review-text-mode-readmore ti-text-align-left\" data-no-translation=\"true\" data-time-locale=\"%d %s ago|today|day|days|week|weeks|month|months|year|years\" data-plugin-version=\"13.2.9\" data-layout-id=\"4\" data-layout-category=\"slider\" data-set-id=\"light-background\" data-pid=\"\" data-language=\"en\" data-close-locale=\"Close\" data-review-target-width=\"300\" data-css-version=\"2\" data-reply-by-locale=\"Owner's reply\" data-only-rating-locale=\"This user only left a rating.\" data-pager-autoplay-timeout=\"6\"> <div class=\"ti-widget-container ti-col-3\"> <div class=\"ti-reviews-container\"> <div class=\"ti-controls\"> <div class=\"ti-next\" aria-label=\"Next review\" role=\"button\" tabindex=\"0\"><\/div> <div class=\"ti-prev\" aria-label=\"Previous review\" role=\"button\" tabindex=\"0\"><\/div> <\/div> <div class=\"ti-reviews-container-wrapper\">  <div data-empty=\"0\" data-time=\"1715731200\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKxQnNmXLzBLAdKQwsF1LD6LAcxfFSJnwL49mVux9dg9UqHlQ=w40-h40-c-rp-mo-br100\" alt=\"FABIAN OP profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> FABIAN OP <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->100% Recommended!!! Excellent service, Mr Maia can manage your mortgage process very professional. He has the knowledge to make every step simple, well documented and with several options to get the better rates with the financial institutions.    Non stress and always have the answer and solutions. He was super helpful with our second mortgage process and will be our broker for the future. Would \ud83d\udcaf% recommend to my friends!<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1710028800\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJ7G5H3aK0xN4iqlatBV7xEkcSGizA98zi8STbFOKbF5AxHvg=w40-h40-c-rp-mo-br100\" alt=\"Anne-Marie Lia profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Anne-Marie Lia <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->I am happy to say that we were so well served by Mr. Maia. He guided us through the whole process with patience and kindness. His knowledge is outstanding! We will definitely recommend him highly! Thank you Alberto for your dedication !<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1709510400\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocK0n_hYaD8g3bUx9ECXOCGBpW1xqB7JCkEQIoyAlF4XHUnevQ=w40-h40-c-rp-mo-br100\" alt=\"Joe Spiezia profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Joe Spiezia <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Great knowledge very understanding and very helpful to your needs\nWill advise and share is contact with as many people as I can<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1702252800\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocLHjR_nsJt4TV8aQytj9sn09upoTQbVnR0SRON9nshQ-nGazcQ=w40-h40-c-rp-mo-br100\" alt=\"Angie Kamal profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Angie Kamal <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Very knowledgeable and made our transaction smooth from start to finish. He was able to properly access our file, and knew how to move our file forward. We found him after previous failed attempts to purchase a home, and he was able to successfully help us obtain our first home!<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1695859200\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJvgeZra8BKSyMmi3pqhyGuOuXjQ8VhTpi9Q2w_-V71VggMaw=w40-h40-c-rp-mo-br100\" alt=\"barbie bdbawss profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> barbie bdbawss <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Excellent service ! Conscientious thorough he makes sure to dot all i's and cross all t's when I was purchasing my first home. He is available and courteous. I would recommend his services to friends and family<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1658966400\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKZdvCr4fpioYuubxe-0bsrHnKy7JMDWRzM8delNX_2bBHq8w=w40-h40-c-rp-mo-br100\" alt=\"Alexander Jimenez profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Alexander Jimenez <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Excellent service, tr\u00e8s disponible et d\u00e9vou\u00e9. Je recommande fortement !<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1658966400\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKiFYGk8atDOnP8-PKhNXHDLyzecDa56c36q_c3L6hQKpI84w=w40-h40-c-rp-mo-br100\" alt=\"Herber Jimenez profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Herber Jimenez <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Alberto did an excellent service would recommend 5\/5<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1648771200\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJaQQVgBt49-srI9z3ifRKehaR4vXLKkUKDm9wdNn4o3bda_w=w40-h40-c-rp-mo-br100\" alt=\"Medyn Germain profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Medyn Germain <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Super service !\nRapidit\u00e9 , efficacit\u00e9 , \u00e0 l\u2019\u00e9coute des besoins de son client .\nJe suis extr\u00eamement satisfaite!\nUn \u00e9norme merci \u263a\ufe0f<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1609286400\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on <\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocL-N2lb46fkbnsTceR7ye91actCibfgODFtTbLzxE-PhAQalQ=w40-h40-c-rp-mo-br100\" alt=\"vlog polu profile picture\" 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loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/e.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Merci pour ton bon travail et ta disponibilit\u00e9<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <\/div> <div class=\"ti-controls-line\"> <div class=\"dot\"><\/div> <\/div> <\/div>  <div class=\"ti-footer-filter-text\">Showing our latest reviews<\/div>  <div class=\"ti-verified-by ti-verified-by-row\" data-style=\"1\"> <div class=\"ti-inner\"> Verified by Trustindex <span class=\"ti-info-icon\"><\/span> <div class=\"ti-disclaimer\">Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. <a href=\"https:\/\/www.trustindex.io\/?a=sys&amp;c=wp-verified-badge&amp;url=\/the-trustindex-verified-badge\/\" target=\"_blank\" rel=\"noopener\">Read more<\/a><\/div> <\/div> <\/div>  <\/div> <\/div> <\/template><\/pre><div data-src=\"https:\/\/cdn.trustindex.io\/loader.js?wp-widget\" data-template-id=\"trustindex-google-widget-html\" data-css-url=\"https:\/\/servicesfinanciersmaia.com\/wp-content\/uploads\/trustindex-google-widget.css?1776175463\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8701e51 e-con-full e-flex e-con e-child\" data-id=\"8701e51\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac40aa8 elementor-widget elementor-widget-heading\" data-id=\"ac40aa8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Personalized financial advice\n <br>Subscribe to my Focus Financier newsletter! <\/br><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b8f9fd elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0b8f9fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a89f95 elementor-widget__width-initial elementor-widget elementor-widget-html\" data-id=\"8a89f95\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-form-type=\"newsletter\" data-widget_type=\"html.default\">\n\t\t\t\t\t\t\t<div class=\"zf-templateWidth\">\r\n  <form action=\"https:\/\/forms.zohopublic.com\/SFM-Mortgage\/form\/InfoLettreFR\/formperma\/pkcMXyApDmMAd-qfshmFFFtp6VjLulNd0PZ1ZtHT9eM\/htmlRecords\/submit\" name=\"form_focus_financier\" method=\"post\" accept-charset=\"UTF-8\" enctype=\"multipart\/form-data\" id=\"form_focus_financier\" novalidate=\"\" autocomplete=\"on\">\r\n    <!-- Hidden tracking fields -->\r\n    <input type=\"hidden\" name=\"zf_referrer_name\" value=\"\">\r\n    <input type=\"hidden\" name=\"zf_redirect_url\" value=\"https:\/\/servicesfinanciersmaia.com\/en\/thank-you-newsletter\/\">\r\n    <input type=\"hidden\" id=\"zc_gad\" name=\"zc_gad\" value=\"\">\r\n    \r\n    <input type=\"hidden\" name=\"adgroup\" value=\"\">\r\n    <input type=\"hidden\" name=\"device\" value=\"\">\r\n    <input type=\"hidden\" name=\"fbclid\" value=\"\">\r\n    <input type=\"hidden\" name=\"gclid\" value=\"\">\r\n    <input type=\"hidden\" name=\"landing_page\" value=\"\">\r\n    <input type=\"hidden\" name=\"msclkid\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_campaign\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_content\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_creative_format\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_id\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_marketing_tactic\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_medium\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_referrer\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_source\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_source_platform\" value=\"\">\r\n    <input type=\"hidden\" name=\"utm_term\" value=\"\">\r\n\r\n    <!-- Hidden mirror fields Zoho actually expects -->\r\n    <input type=\"hidden\" name=\"Dropdown\" id=\"Dropdown-hidden\" value=\"\">\r\n    <input type=\"hidden\" name=\"Dropdown1\" id=\"Dropdown1-hidden\" value=\"\">\r\n\r\n    <div class=\"zf-templateWrapper\">\r\n      <h2 class=\"zf-frmTitle visually-hidden\">Newsletter \u2013 Focus Financier<\/h2>\r\n\r\n      <div class=\"zf-subContWrap zf-leftAlign\">\r\n        <!-- Language + Referrer -->\r\n        <div class=\"form-row language-referrer-row\">\r\n          <div class=\"form-col\">\r\n            <label for=\"Dropdown-Language\" class=\"zf-labelName\">\r\n Preferred language <em class=\"zf-important\">*<\/em>\r\n            <\/label>\r\n            <div class=\"zf-tempContDiv\">\r\n              <select class=\"zf-form-sBox\" name=\"Dropdown-Language\" id=\"Dropdown-Language\" required=\"\" autocomplete=\"language\">\r\n                <option value=\"\">-Preferred language of communication-<\/option>\r\n <option value=\"English\">English<\/option>\r\n <option value=\"Fran\u00e7ais\">Fran\u00e7ais<\/option>\r\n              <\/select>\r\n              <p id=\"Dropdown-Language_error\" class=\"zf-errorMessage\" style=\"display:none;\">\r\n Please select your language.\r\n              <\/p>\r\n            <\/div>\r\n          <\/div>\r\n\r\n          <div class=\"form-col\">\r\n            <label for=\"Dropdown-Referrer\" class=\"zf-labelName\">\r\n How did you hear about our website?\r\n            <\/label>\r\n            <div class=\"zf-tempContDiv\">\r\n              <select class=\"zf-form-sBox\" name=\"Dropdown-Referrer\" id=\"Dropdown-Referrer\" autocomplete=\"off\">\r\n                <option value=\"\">-Select-<\/option>\r\n                <option value=\"Bark\">Bark<\/option>\r\n                <option value=\"Bing\">Bing<\/option>\r\n                <option value=\"Canadian Mortgage App\">Canadian Mortgage App<\/option>\r\n                <option value=\"Facebook\">Facebook<\/option>\r\n                <option value=\"Google\">Google<\/option>\r\n                <option value=\"Instagram\">Instagram<\/option>\r\n                <option value=\"Kijiji Ads\">Kijiji Ads<\/option>\r\n                <option value=\"Les Pac Ads\">Les Pac Ads<\/option>\r\n                <option value=\"LinkedIn\">LinkedIn<\/option>\r\n                <option value=\"Other\">Other<\/option>\r\n                <option value=\"Twitter\">Twitter<\/option>\r\n                <option value=\"TikTok\">TikTok<\/option>\r\n              <\/select>\r\n              <p id=\"Dropdown-Referrer_error\" class=\"zf-errorMessage\" style=\"display:none;\">\r\n Please tell us how you heard about our website.\r\n              <\/p>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <!-- Name -->\r\n        <div class=\"form-row name-fields-row\">\r\n          <div class=\"form-col\">\r\n            <fieldset class=\"zf-tempContDiv zf-name-group\" style=\"border:0; padding:0; margin:0;\">\r\n              <legend class=\"zf-labelName\">Your Name <em class=\"zf-important\">*<\/em><\/legend>\r\n\r\n              <div 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I can withdraw my consent at any time by unsubscribing.\r\n              <br><br> In addition, I accept the\r\n <a target=\"_blank\" href=\"https:\/\/servicesfinanciersmaia.com\/en\/privacy-statement\/\" rel=\"noopener noreferrer\">privacy policy<\/a> \r\nof Rui Alberto Maia and the\r\n <a target=\"_blank\" href=\"https:\/\/dominionlending.ca\/privacy-policy\" rel=\"noopener noreferrer\">privacy policy<\/a> \r\nof Dominion Lending Centres.\r\n            <\/label>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <!-- Submit -->\r\n        <div class=\"zf-fmFooter\">\r\n          <button class=\"zf-submitColor\" type=\"submit\">Subscribe to the newsletter<\/button>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n  <\/form>\r\n<\/div>\r\n\r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function () {\r\n  const form = document.getElementById(\"form_focus_financier\");\r\n\r\n  const languageSelect = document.getElementById(\"Dropdown-Language\");\r\n  const 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